916 Christopher St, Plano, IL 60545 Property Records

Kendall County property record for 916 Christopher St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,374 sqft · built 2005
Lot Size	0.276 acres (12,024 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2009)
Tax Bill	$10,096 (2024)
Deeds & Mortgages	Jan 2020 Loan Modification Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-303-015`

Property Details

APN / Parcel Number

Primary APN	`01-25-303-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,374 sqft Living Area
Gross Area	4,026 sqft
1st Floor Area	2,374 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,024 sqft (0.276 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	916 CHRISTOPHER ST
City	PLANO
State	IL
Zip	60545-2199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 462 LAKEWOOD SPRINGS UNIT 2B, CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	462
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3094
Census Tract	890501

Owner

916 Christopher St is owned and occupied by an individual who bought it in December 2009.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	916 CHRISTOPHER ST, PLANO, IL 60545-2199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 1, 2020	Loan Modification, Mortgage · Conventional Mortgage US BK
Feb 14, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 14, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2009 · Amount on File
Deed Sale	Dec 21, 2009 · Amount on File
Prior Sale	Nov 10, 2005 · Amount on File
Deed Document Number	200927058
Record Updated	Oct 29, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	916 CHRISTOPHER ST, PLANO, IL 60545-2199
Document Number	0000000555
Instrument Date	Jan 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 CHRISTOPHER ST PLANO IL 605452199, PLANO, IL 60545-2199

Mortgage

Document Number	0000000555
Date	Jan 15, 2020
Instrument	555

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	916 CHRISTOPHER ST, PLANO, IL 60545-2199
Document Number	0000004414
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 CHRISTOPHER ST PLANO IL 605452199, PLANO, IL 60545-2199

Mortgage

Document Number	0000004414
Date	Mar 22, 2017
Instrument	4414

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	916 CHRISTOPHER ST, PLANO, IL 60545-2199
Document Number	0000007236
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 CHRISTOPHER ST PLANO IL 605452199, PLANO, IL 60545-2199

Mortgage

Document Number	0000007236
Date	May 12, 2017
Instrument	7236

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,215 Land $10,918 Building $122,297	$399,645 Land $32,754 Building $366,891
2024	$10,096.00
2022		$86,534 Land $7,610 Building $78,924	$259,602 Land $22,830 Building $236,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Christopher St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Christopher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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