916 Cedar St, Salisbury, NC 28144 Property Records

Rowan County property record for 916 Cedar St, Salisbury, NC 28144

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,404 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Nov 2006)
Tax Bill	$883 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024 216`

Property Details

APN / Parcel Number

Primary APN	`024 216`
Alternative APN	`6272850`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	134 ft deep x 80 ft wide

Exterior Amenities

Deck Area	54 sqft
Shed	1 Shed
Shed Area	256 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	916 CEDAR ST
City	SALISBURY
State	NC
Zip	28144-6743
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1:SINGLE
Legal Description	L5
Legal Subdivision	EAST SPENCER COMMUNITY DEVELOPMENT
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2001
Census Tract	50800

Owner

916 Cedar St, a mobile home, is owned and occupied by two individuals who bought it in November 2006.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	916 CEDAR ST, SALISBURY, NC 28144-6743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage DOROTHY C WISE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2006 · Amount on File
Deed Sale	Nov 6, 2006 · Amount on File
Prior Sale	Nov 6, 2006 · Amount on File
Deed Book / Page	1079 / 899
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	916 CEDAR ST, SALISBURY, NC 28144-6743
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014140843
Date	Dec 7, 2022
Book Page	1414/843

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	916 CEDAR ST, SALISBURY, NC 28144-6743
Document Number	0013550356
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 CEDAR ST SALISBURY NC 281446743, SALISBURY, NC 28144-6743

Mortgage

Document Number	0013550356
Date	Aug 27, 2020
Book Page	001355/000356

Lender

Name	DOROTHY C WISE
Address	505 N ROWAN AVENUE EXTENSIO, SPENCER, NC 28149

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 26, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 916 Cedar St was $883.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	East Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$883.00	$71,273 Land $11,000 Building $60,273	$71,273 Land $11,000 Building $60,273
2023	$883.00	$71,273 Land $11,000 Building $60,273	$71,273 Land $11,000 Building $60,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EAST SPENCER serves 1,550 people · EPA ID NC0180060
Water Source	Purchased surface water from SALISBURY-ROWAN
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile.

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