Anne Arundel County property record for 916 Berwick Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,662 sqft · built 1991 |
| Lot Size | 0.306 acres (13,330 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Jan 2025) |
| Tax Bill | $8,448 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-016-90036664 |
| Primary APN | 06-016-90036664 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,662 sqft Living Area |
| Gross Area | 2,902 sqft |
| 1st Floor Area | 956 sqft |
| Basement Area | 726 sqft |
| Finished Basement | 726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,330 sqft (0.306 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01690036664 |
|---|---|
| Street Address | 916 BERWICK DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 35 PL 3 AMBRIDGE |
| Legal Subdivision | AMBRIDGE |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 706404 |
916 Berwick Dr is owned and occupied by two individuals who bought it in January 2025.
Source: Anne Arundel County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 916 BERWICK DR, ANNAPOLIS, MD 21403-2969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Nov 1, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 6, 2018 | Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on File |
| Deed Sale | Jan 22, 2025 · Amount on File |
| Prior Sale | Jul 6, 2018 · Amount on File |
| Deed Book / Page | 41047 / 425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 23, 2026 |
| Property Address | 916 BERWICK DR, ANNAPOLIS, MD 21403-2969 |
| Document Number | 4272000361 |
| Book / Page | 42723 / 361 |
| Instrument Date | Sep 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 916 BERWICK DR, ANNAPOLIS, MD 21403-2969 |
| Document Number | 4272000361, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 42723/361 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 916 BERWICK DR, ANNAPOLIS, MD 21403-2969 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 916 BERWICK DR, ANNAPOLIS, MD 21403-2969 |
| Document Number | 0392440252 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 39244/252 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 31, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 6, 2018 |
| Property Address | 916 BERWICK DR, ANNAPOLIS, MD 21403-2969 |
| Document Number | 0322800319 |
| Book / Page | 32280 / 319 |
| Map Reference | MB86 PG41-43 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CHANCELLOR TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 916 BERWICK DR, ANNAPOLIS, MD 21403-2969 |
| Document Number | 0032280325 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 32280/325 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 916 Berwick Dr was $8,448.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,000 Land $200,900 Building $448,100 | $649,000 Land $200,900 Building $448,100 | |
| 2025 | $8,448.00 | ||
| 2023 | $6,601.00 Homeowner's exemption | $470,700 Land $175,900 Building $294,800 | $470,700 Land $175,900 Building $294,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 916 Berwick Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 916 Berwick Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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