916 Baxter St, Petoskey, MI 49770 Property Records

Emmet County property record for 916 Baxter St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.176 acres (7,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$53,295 (Aug 2009)
Tax Bill	$1,501 (2024)
Deeds & Mortgages	Mortgage Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-402-047`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-402-047`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,186 sqft Living Area
1st Floor Area	916 sqft

Exterior

Lot Area	7,681 sqft (0.176 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	916 BAXTER ST
City	PETOSKEY
State	MI
Zip	49770-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	LOVELESS BLANEY'S ADDITION LOT 10 BLK 5. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	LOVELESS BLANEYS ADDITION
Legal Block	5
Legal Lot Number	10
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3019
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	916 BAXTER ST, PETOSKEY, MI 49770-2906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
	Deed of Trust, Mortgage
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit STATE PIUS X FEDERAL CREDIT UNION
Apr 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage STATE PIUS X FEDERAL CREDIT UNION
Apr 2, 2026	Quit Claim Deed, Transfer
Apr 2, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2009	Limited Warranty Deed, Transfer MERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2009 · Amount on Record
Deed Sale	Aug 25, 2009 · Amount on Record
Prior Sale	Oct 16, 2008 · Amount on Record
Deed Book / Page	1116 / 479
Prior Transfer Date	Oct 9, 2008
Prior Transfer Doc	1106/786
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	916 BAXTER ST, PETOSKEY, MI 49770-2906
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	916 BAXTER ST, PETOSKEY, MI 49770-2906
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Apr 24, 2026
Property Address	916 BAXTER ST, PETOSKEY, MI 49770-2906
Document Number	0005227696
Book / Page	1274 / 647
Instrument Date	Apr 11, 2026
Instrument	20265227696
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 BAXTER ST, PETOSKEY, MI 49770-2906

Mortgage

Document Number	0005227696,
Date	Apr 24, 2026
Book Page	1274/647
Instrument	20265227696

Lender

Name	STATE PIUS X FEDERAL CREDIT UNION

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 6, 2026
Property Address	916 BAXTER ST, PETOSKEY, MI 49770-2906
Document Number	001274/322
Book / Page	1274 / 322
Instrument Date	Apr 2, 2026
Instrument	20265227371
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 BAXTER ST, PETOSKEY, MI 49770-2906

Mortgage

Date	Apr 6, 2026

Lender

Name	STATE PIUS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 2, 2026
Property Address	916 BAXTER ST, PETOSKEY, MI 49770-2906
Document Number	0005227315
Book / Page	1274 / 266
Instrument Date	Apr 2, 2026
Instrument	20265227315
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 BAXTER ST, PETOSKEY, MI 49770-2906

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 2, 2026
Property Address	916 BAXTER ST, PETOSKEY, MI 49770-2906
Document Number	001274/266
Book / Page	1274 / 266
Instrument Date	Apr 2, 2026
Instrument	20265227315
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 BAXTER ST, PETOSKEY, MI 49770-2906

August 2009: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 25, 2009
Property Address	916 BAXTER ST, PETOSKEY, MI 49770-2906
Document Number	1116/479
Book / Page	1116 / 479
Instrument Date	Jul 23, 2009
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4828 LOOP CENTRAL DR, 4828, HOUSTON, TX 77081-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 BAXTER ST, PETOSKEY, MI 49770-2906

Mortgage

Document Number	001116/480
Date	Aug 25, 2009
Book Page	1116/480

Lender

Name	MERS
Address	PO BOX 2026, FLINT, MI 48501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,300 (+6.14%) Land $119,300	$238,600 (+6.14%) Land $238,600
2025		$112,400 (+40.68%) Land $112,400	$224,800 (+40.68%) Land $224,800
2024	$1,501.00
2023		$79,900 Land $79,900	$159,800 Land $159,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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