916 Balboa Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 916 Balboa Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,868 sqft · built 1968
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on Record
Last Sale$1,600,000 (Jul 2026)
Tax Bill$2,559 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN036-231-05

Property Details

APN / Parcel Number

Primary APN036-231-05
Alternative APN
  • 036-231-05-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,868 sqft Living Area
Gross Area2,309 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address916 BALBOA AVE
CityCAPITOLA
StateCA
Zip95010-2304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 471 LOT 122
Legal SubdivisionCLIFFWOOD HEIGHTS
Legal Tract471
Legal Lot Number122
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1006
Census Tract121801

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address916 BALBOA AVE, CAPITOLA, CA 95010-2304
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Grant Deed, Transfer · Conventional Mortgage
PACIFIC HORIZON BANCORP
Jul 14, 2026Affidavit of Death of Trustee, Transfer
Jul 14, 2026Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Deed Document Number202615934
Prior Transfer DateAug 19, 1997
Prior Transfer Doc0000042802
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 14, 2026
Property Address916 BALBOA AVE, CAPITOLA, CA 95010-2304
Document Number0000015934
Instrument DateJul 9, 2026
Instrument202615934
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$177,760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 BALBOA AVE, CAPITOLA, CA 95010-2304

Mortgage

Document Number0000015935,
DateJul 14, 2026
Instrument202615935
Lender
NamePACIFIC HORIZON BANCORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionSANTA CRUZ CA
Recording DateJul 14, 2026
Property Address916 BALBOA AVE, CAPITOLA, CA 95010-2304
Document Number0000015933
Instrument DateJul 7, 2026
Instrument202615933
Transaction TypeTransfer
Record UpdatedJul 28, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S BALD HEAD WYND, 51, BALD HEAD ISLAND, NC 28461-5179

July 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionSANTA CRUZ CA
Recording DateJul 14, 2026
Property Address916 BALBOA AVE, CAPITOLA, CA 95010-2304
Document Number0000015932
Instrument DateJul 7, 2026
Instrument202615932
Transaction TypeTransfer
Record UpdatedJul 28, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S BALD HEAD WYND, 51, BALD HEAD ISLAND, NC 28461-5179

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$109,400 (+2%) Land $37,206 Building $72,194
2025$2,559.00 (+15.22%) Homeowner's exemption$107,254 (+4.04%) Land $36,476 Building $70,778
2023$2,221.00 (+3.11%) Homeowner's exemption$103,090 Land $35,060 Building $68,030$1,872,360
2022$2,154.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.

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