916 4th St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 916 4th St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1954
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`671-0008-0024-00`

Property Details

APN / Parcel Number

Primary APN	`671-0008-0024-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	916 4TH ST
City	CINCINNATI
State	OH
Zip	45215-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOURTH ST 70 X 100.31 IRRPT LOT 249 OLIVER 2ND SUB
Legal Subdivision	OLIVER 2ND SUB
Legal Lot Number	249
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	23222

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9164 TH ST, CINCINNATI, OH 45215
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 1994
Deed Sale	Dec 7, 1994
Deed Document Number	1994197105
Deed Book / Page	6634 / 605
Prior Transfer Date	Nov 29, 1993
Prior Transfer Doc	0000234023
Record Updated	Sep 20, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	916 4TH ST, CINCINNATI, OH 45215-3827
Document Number	0000119404
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 4TH ST READING OH 452153827, READING, OH 45215-3827

Mortgage

Document Number	0000119404
Date	Nov 12, 2020
Book Page	014294/002759
Instrument	119404

Lender

Name	FAY SVCNG LLC

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Nov 11, 2060

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,167.00 (+1.74%)	$41,056 (+%) Land $10,350 Building $30,706	$117,300 (-) Land $29,570 Building $87,730
2024	$2,130.00 (-1.39%)	$41,054 (-) Land $10,349 Building $30,705
2023	$2,160.00 (+6.98%)	$41,054 (+38.09%) Land $10,349 Building $30,705	$117,300 (+38.1%) Land $29,570 Building $87,730
2022	$2,019.00 Homeowner's exemption	$29,729 Land $8,323 Building $21,406
2020			$84,940 Land $23,780 Building $61,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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