9159 Paulyn Dr, Owings, MD 20736 Property Records

Calvert County property record for 9159 Paulyn Dr, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,740 sqft · built 2001
Lot Size	0.794 acres (34,603 sqft)
Owner	2 Individual Names on File
Last Sale	$772,580 (Jun 2025)
Tax Bill	$6,676 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-171841`

Property Details

APN / Parcel Number

Primary APN	`03-171841`
Alternative APNs	`3171841` `171841`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,740 sqft Total Area
Basement Area	1,193 sqft
Finished Basement	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	34,603 sqft (0.794 acres)
Garage Type	Mixed
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	326 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	171841
Street Address	9159 PAULYN DR
City	OWINGS
State	MD
Zip	20736-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 143 PLAT 6 CROSS POINT AT DOWELL
Legal Subdivision	PLAT SIX CROSS POINT AT DOWELL
Legal Lot Number	143
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2002
Census Tract	860200

Owner

9159 Paulyn Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9159 PAULYN DR, OWINGS, MD 20736-3327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 13, 2021	Intrafamily Transfer, Transfer
Apr 23, 2018	Deed, Transfer · ARM TITLEMAX LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Apr 23, 2018 · Amount on File
Deed Book / Page	6748 / 40
Prior Transfer Date	Mar 11, 2021
Prior Transfer Doc	0059290619
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9159 PAULYN DR, OWINGS, MD 20736-3327
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058230344
Date	Jan 13, 2021
Book Page	5823/344

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Apr 13, 2021
Property Address	9159 PAULYN DR, OWINGS, MD 20736-3327
Document Number	0059290619
Book / Page	5929 / 619
Map Reference	MB KPS 1 PG 105
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9159 PAULYN DR, OWINGS, MD 20736-3327

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 23, 2018
Property Address	9159 PAULYN DR, OWINGS, MD 20736-3327
Document Number	0051760480
Book / Page	5176 / 480
Map Reference	MB KPS1 PG105
Instrument Date	Apr 12, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,699.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9159 PAULYNNDR, OWINGS, MD 20736

Mortgage

Document Number	0000000000
Date	Apr 23, 2018
Instrument	5176-486

Lender

Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 9159 Paulyn Dr was $6,676 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,167 (+5.87%)	$710,100 (+17.62%) Land $186,500 Building $523,600
2025	$6,676.00 Homeowner's exemption	$603,700 Land $186,500 Building $417,200	$603,700 Land $186,500 Building $417,200
2023	$5,655.00 Homeowner's exemption	$544,300	$603,700 Land $186,500 Building $417,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9159 Paulyn Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9159 Paulyn Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS POINT SUBDIVISION serves 434 people · EPA ID MD0040052
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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