9159 Elsa Ct, Davenport, FL 33897 Property Records

Osceola County property record for 9159 Elsa Ct, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,011 sqft · built 2020
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$380,037 (Sep 2020)
Tax Bill	$870 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182527403300010510`

Property Details

APN / Parcel Number

Primary APN	`182527403300010510`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,011 sqft Heated Area
Gross Area	3,730 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	9159 ELSA CT
City	DAVENPORT
State	FL
Zip	33897-8398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA AT WESTSIDE PH 1 PB 26 PGS 157-160 LOT 51
Legal Range	27E
Legal Township	25S
Legal Section	18
Legal Subdivision	MAGNOLIA AT WESTSIDE
Legal Phase	1
Legal Tract	4033
Legal Lot Number	51
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2007
Census Tract	40812

Owner

9159 Elsa Ct is owned and occupied by an individual who bought it in September 2020.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9159 ELSA CT, DAVENPORT, FL 33897-8398
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 29, 2020	Special Warranty Deed, Transfer · VA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Deed Document Number	2020129764
Deed Book / Page	5801 / 1314
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	9159 ELSA CT, DAVENPORT, FL 33897-8398
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9159 ELSA CT, DAVENPORT, FL 33897-8398

Mortgage

Document Number	0059902273
Date	Jun 28, 2021
Book Page	5990/2273
Instrument	2021100697

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Nov 1, 2050

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 29, 2020
Property Address	9159 ELSA CT, DAVENPORT, FL 33897-8398
Document Number	0058011314
Book / Page	5801 / 1314
Map Reference	MB 26 PG 157-160
Instrument Date	Sep 25, 2020
Instrument	2020129764
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9159 ELSA CT, DAVENPORT, FL 33897-8398

Mortgage

Document Number	0058011316
Date	Sep 29, 2020
Instrument	5801/1316

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9159 Elsa Ct was $870 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$870.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$369,594	$465,300 Land $85,000 Building $380,300
2023	$779.00 (+6.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$348,717 (+3%)	$449,800 (+16.77%) Land $70,000 Building $379,800
2022	$733.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$338,561	$385,200 Land $60,000 Building $325,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9159 Elsa Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9159 Elsa Ct is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, Xfinity.

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