9157 Cedar St, La Plata, MD 20646 Property Records

Charles County property record for 9157 Cedar St, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,344 sqft · built 1972
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$155,500 (Dec 1996)
Tax Bill	$10,125 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-045286`

Property Details

APN / Parcel Number

Primary APN	`06-045286`
Alternative APNs	`6045286` `045286`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,344 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	045286
Street Address	9157 CEDAR ST
City	LA PLATA
State	MD
Zip	20646-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	L 2 B C S 1 MT CARMEL SUB
Legal Subdivision	MT CARMEL SUB
Legal Block	C
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	851001

Owner

9157 Cedar St is owned and occupied by two individuals who bought it in December 1996.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9157 CEDAR ST, LA PLATA, MD 20646-3615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 1996 · Amount on File
Deed Sale	Dec 5, 1996 · Amount on File
Prior Sale	Apr 28, 1988 · Amount on File
Deed Document Number	1996183796
Deed Book / Page	2312 / 452
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9157 CEDAR ST, LA PLATA, MD 20646-3615
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9157 CEDAR ST, LA PLATA, MD 20646-3615

Mortgage

Document Number	0124470059
Date	Mar 11, 2022
Book Page	12447/59

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 9157 Cedar St was $10,125.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,433	$387,300 Land $160,700 Building $226,600
2025	$10,125.00
2023	$4,049.00	$283,100	$330,500 Land $120,700 Building $209,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9157 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9157 Cedar St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT CARMEL WOODS serves 175 people · EPA ID MD0080030
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20