9156 Gross Ave, Laurel, MD 20723 Property Records

Howard County property record for 9156 Gross Ave, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,026 sqft · built 1966
Lot Size	0.217 acres (9,450 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2021)
Tax Bill	$6,928 (2026)
Deeds & Mortgages	May 2021 Second Mortgage May 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-416721`

Property Details

APN / Parcel Number

Primary APN	`06-416721`
Alternative APNs	`6416721` `416721`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,026 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,450 sqft (0.217 acres)
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	416721
Street Address	9156 GROSS AVE
City	LAUREL
State	MD
Zip	20723-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 131A 9156 GROSS AVE HIGH RIDGE PARK
Legal Subdivision	HIGH RIDGE PARK
Legal Lot Number	131 A
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2000
Census Tract	606906

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9156 GROSS AVE, LAUREL, MD 20723-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NFM LENDING
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NFM LENDING
May 21, 2021	Re-recorded Document · Conventional Mortgage NFM INC
May 21, 2021	Deed, Transfer · Conventional Mortgage NFM INC
Oct 26, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	May 21, 2021 · Amount on Record
Deed Book / Page	20578 / 375
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0205780375
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9156 GROSS AVE, LAUREL, MD 20723-1718
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205780399
Date	May 21, 2021
Book Page	20578/399

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9156 GROSS AVE, LAUREL, MD 20723-1718
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205780368
Date	May 21, 2021
Book Page	20578/368

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	HOWARD MD
Recording Date	May 21, 2021
Property Address	9156 GROSS AVE, LAUREL, MD 20723-1718
Document Number	0205780375
Book / Page	20578 / 375
Map Reference	MB WHH 10 FO 64
Instrument Date	Sep 17, 2020
Record Updated	Aug 11, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9156 GROSS AVE, LAUREL, MD 20723-1718

Mortgage

Document Number	0205780383
Date	May 21, 2021
Book Page	20578/383

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 21, 2021
Property Address	9156 GROSS AVE, LAUREL, MD 20723-1718
Document Number	0205780344
Book / Page	20578 / 344
Map Reference	MB WHH 10 FO 64
Instrument Date	Sep 17, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9156 GROSS AVE, LAUREL, MD 20723-1718

Mortgage

Document Number	0020578352
Date	May 21, 2021
Instrument	20578/352

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

Mortgage

Document Number	0205780368
Date	May 21, 2021
Book Page	20578/368

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9156 GROSS AVE, LAUREL, MD 20723-1718
Document Number	0184460275
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9156 GROSS AVE LAUREL MD 207231718, LAUREL, MD 20723-1718

Mortgage

Document Number	0184460275
Date	Nov 9, 2018
Book Page	018446/000275

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,928.00 (+9.19%)	$445,400 (+9.6%)	$523,400 (+28.79%) Land $270,000 Building $253,400
2025	$6,345.00 (+74.55%)	$406,400 (+15.87%) Land $175,000 Building $231,400	$406,400 (-) Land $175,000 Building $231,400
2023		$350,733 (+8.62%)	$406,400 (+25.86%) Land $175,000 Building $231,400
2022	$3,635.00	$322,900 Land $160,000 Building $162,900	$322,900 Land $160,000 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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