Hamilton County property record for 9155 Montoro Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 925 sqft · built 1956 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jul 2022) |
| Tax Bill | $3,184 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0371-0018-00 |
| Primary APN | 590-0371-0018-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 925 sqft |
| Basement Area | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 202 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 9155 MONTORO DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MONTORO DR 60 X 202.68 LOT 11 TERRIS ACRES BLK A |
| Legal Subdivision | TERRIS ACRES |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21604 |
Source: Hamilton County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9155 MONTORO DR, CINCINNATI, OH 45231-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| May 23, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 22, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Mar 25, 2015 · Amount on Record |
| Deed Document Number | 202272188 |
| Deed Book / Page | 14714 / 783 |
| Prior Transfer Date | Sep 11, 2002 |
| Prior Transfer Doc | 0000187946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 4, 2026 |
| Property Address | 9155 MONTORO DR, CINCINNATI, OH 45231-3015 |
| Document Number | 0000033766 |
| Book / Page | 15658 / 1212 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202633766 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9155 MONTORO DR, CINCINNATI, OH 45231-3015 |
| Document Number | 0000033766, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 15658/1212 |
| Instrument | 202633766 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9155 MONTORO DR, CINCINNATI, OH 45231-3015 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9155 MONTORO DR, CINCINNATI, OH 45231-3015 |
| Document Number | 0000034514 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 14922/628 |
| Instrument | 2023-0034514 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9155 MONTORO DR, CINCINNATI, OH 45231-3015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9155 MONTORO DR, CINCINNATI, OH 45231-3015 |
| Document Number | 0000092840 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 14763/1452 |
| Instrument | 2022-0092840 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 22, 2022 |
| Property Address | 9155 MONTORO DR, CINCINNATI, OH 45231-3015 |
| Document Number | 0000072188 |
| Book / Page | 14714 / 783 |
| Map Reference | MB 72 PG 65&66 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022-0072188 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9155 MONTORO DR, CINCINNATI, OH 45231-3015 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,184.00 (+0.92%) | $54,250 (-) Land $8,925 Building $45,325 | $155,000 (-) Land $25,500 Building $129,500 |
| 2024 | $3,155.00 (+5.2%) | $54,250 (-) Land $8,925 Building $45,325 | |
| 2023 | $2,999.00 (+47.37%) | $54,250 (+113.52%) Land $8,925 Building $45,325 | $155,000 (+113.53%) Land $25,500 Building $129,500 |
| 2022 | $2,035.00 | $25,407 Land $8,425 Building $16,982 | |
| 2020 | $72,590 Land $24,070 Building $48,520 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1979–1996) |
| Most Recent Claim | Jun 1996 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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