9150 E Underwood Rd, Acampo, CA 95220 Property Records

San Joaquin County property record for 9150 E Underwood Rd, Acampo, CA 95220

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,956 sqft · built 2005
Lot Size	4.85 acres (211,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2005)
Tax Bill	$10,570 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-310-190-000`

Property Details

APN / Parcel Number

Primary APN	`007-310-190-000`
Alternative APN	`007-310-19`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,956 sqft Living Area
1st Floor Area	2,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	211,266 sqft (4.85 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007-310-19
Street Address	9150 E UNDERWOOD RD
City	ACAMPO
State	CA
Zip	95220-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL5
Legal Description	UNDERWOOD LOT 33
Legal Subdivision	UNDERWOOD TR
Legal Block	2
Legal Lot Number	33
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	2
Census Block	2010
Census Tract	4703

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1150, GALT, CA 95632-1150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2005 · Amount on Record
Deed Sale	Jan 13, 2005 · Amount on Record
Deed Document Number	20058023
Prior Transfer Date	Apr 27, 2004
Prior Transfer Doc	0000105588
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	9150 E UNDERWOOD RD, ACAMPO, CA 95220-9673
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1150, GALT, CA 95632-1150

Mortgage

Document Number	0000020697
Date	Mar 16, 2023
Instrument	2023-020697

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	9150 E UNDERWOOD RD, ACAMPO, CA 95220-9673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013086
Date	Feb 5, 2018
Instrument	2018-013086

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	335 Months
Due	Jan 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	9150 E UNDERWOOD RD, ACAMPO, CA 95220-9673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092512
Date	Jul 30, 2020
Instrument	2020-092512

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Galt Joint Union High School District (09 - 12)
Elementary School District	Oak View Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,570.00 (+0.6%)
2025	$10,507.00 (+9.04%) Homeowner's exemption	$955,000 (+9.77%) Land $345,000 Building $610,000
2023	$9,636.00 (+2.53%) Homeowner's exemption	$870,000 Land $345,000 Building $525,000	$816,660
2022	$9,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Matrix Broadband, T-Mobile.

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