915 Wise Bend Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 915 Wise Bend Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,792 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$181,100 (Apr 2015)
Tax Bill	$1,085 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058-33-000-003`

Property Details

APN / Parcel Number

Primary APN	`058-33-000-003`
Alternative APN	`7619`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,792 sqft Living Area
1st Floor Area	1,280 sqft
2nd Floor Area	512 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	7619
Street Address	915 WISE BEND RD
City	PONTOTOC
State	MS
Zip	38863-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC NE1/4 DB 537-411 3/92 353-31;4 471-468; 730-107 4/99 20021517 3/21/02 20056354 12/19/05 20064417 8/25/06 20103370 9/3/10
Legal Range	02E
Legal Township	08S
Legal Section	33
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	1
Census Block	1021
Census Tract	950200

Owner

Source: Pontotoc County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	915 WISE BEND RD, PONTOTOC, MS 38863-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2015 · Amount on Record
Deed Sale	Apr 8, 2015 · Amount on Record
Deed Document Number	20151784
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	915 WISE BEND RD, PONTOTOC, MS 38863-9622
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 ROBERTS LOOP, PONTOTOC, MS 38863-6778
Investor	Possibly a Property Investor

Mortgage

Document Number	2025003953
Date	Oct 16, 2025
Instrument	2025003953

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,085.00 (+0.74%) Homeowner's exemption	$8,494 (+0.77%)	$84,367 (+0.78%) Land $7,550 Building $76,817
2023	$1,077.00 Homeowner's exemption	$8,429	$83,715 Land $7,550 Building $76,165

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 64% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
AT&T Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wise Bend Rd

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