915 Windhill St, Onalaska, WI 54650 Property Records

La Crosse County property record for 915 Windhill St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (May 2025)
Tax Bill	$4,298 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-005025-000`

Property Details

APN / Parcel Number

Primary APN	`018-005025-000`
Alternative APNs	`18 5025 0` `45935`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Account Number	45935
Old Parcel Number	18 5025 0
Street Address	915 WINDHILL ST
City	ONALASKA
State	WI
Zip	54650-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSTOWN ADDITION TWO THAT PRT LOT 7 BLOCK 5 IN THE CITY OF ONALASKA
Legal Range	07
Legal Township	17
Legal Section	33
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	CROSSTOWN ADDITION
Legal Block	5
Legal Lot Number	7
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2053
Census Tract	10404

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	915 WINDHILL ST, ONALASKA, WI 54650-2081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
May 3, 2023	Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	May 3, 2023 · Amount on Record
Deed Document Number	1833423
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	915 WINDHILL ST, ONALASKA, WI 54650-2081
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001844056
Date	Jan 22, 2026
Instrument	1844056

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 3, 2023
Property Address	915 WINDHILL ST, ONALASKA, WI 54650-2081
Document Number	0001807270
Instrument Date	Apr 27, 2023
Instrument	1807270
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001807271
Date	May 3, 2023
Instrument	1807271

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	Annually
Min Rate At Change	4.13%
Max Rate At Change	8.13%
Index	1-Year CMT
Max Rate	12.1%

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,298.00 (-24.86%) Homeowner's exemption	$356,800 (-5.88%) Land $56,300 Building $300,500	$360,900 (-4.8%)
2023	$5,720.00 Homeowner's exemption	$379,100 Land $47,100 Building $332,000	$379,100 Land $47,100 Building $332,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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