915 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 915 W 33rd St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,356 sqft · built 1927
Lot Size0.036 acres (1,560 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Oct 2020)
Tax Bill$1,656 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-12-04-001.00

Property Details

APN / Parcel Number

Primary APN056-12-04-001.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,356 sqft Finished Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area1,560 sqft (0.036 acres)
Lot Dimensions52 ft deep x 30 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address915 W 33RD ST
CityCOVINGTON
StateKY
Zip41015-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN PHIL E BLK 20 PT LOTS 1-2-3 30'X 52' SEC 33RD & EMERSON
Legal SubdivisionGREEN PHIL E
Legal Phase20
Legal Block20
Legal Lot Number1,2
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3007
Census Tract61400

Owner

915 W 33rd St is owned and occupied by an individual who bought it in October 2020.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address915 W 33RD ST, COVINGTON, KY 41015-1315
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Aug 28, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 16, 2020Warranty Deed, Transfer · FHA Mortgage
UNION HM MTG
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2020 · Amount on File
Deed SaleOct 16, 2020 · Amount on File
Deed Document Number20205900146
Deed Book / Page50 / 30
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateApr 9, 2026
Property Address915 W 33RD ST, COVINGTON, KY 41015-1315
Document Number0000006898
Book / Page411 / 428
Instrument DateMar 26, 2026
Instrument20266898
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 W 33RD ST, COVINGTON, KY 41015-1315

Mortgage

Document Number0000006898,
DateApr 9, 2026
Book Page411/428
Instrument20266898
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term295 Months
DueNov 1, 2050
Interest
Rate5.98%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address915 W 33RD ST, COVINGTON, KY 41015-1315
Transaction TypeMortgage
Record UpdatedSep 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 W 33RD ST, COVINGTON, KY 41015-1315

Mortgage

Document Number0005900013
DateAug 28, 2023
Book PageKCM 487/98
Instrument23082805900013
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term327 Months
DueNov 1, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 16, 2020
Property Address915 W 33RD ST, COVINGTON, KY 41015-1315
Document Number0000000146
Book / Page000050 / 000030
Instrument DateOct 6, 2020
Instrument146
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanyFIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 W 33RD ST COVINGTON KY 410151315, COVINGTON, KY 41015-1315

Mortgage

Document Number147
DateOct 16, 2020
Book Page00M113/000001
Instrument147
Lender
NameUNION HM MTG
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 15, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address915 W 33RD ST, COVINGTON, KY 41015-1315
Document Number0000000017
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 W 33RD ST

Mortgage

Document Number0000000017
DateNov 30, 2020
Book Page00M132/000402
Instrument17
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 915 W 33rd St was $1,656.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,000 (-) Land $10,000 Building $115,000$125,000 (-) Land $10,000 Building $115,000
2025$1,656.00$125,000 Land $5,000 Building $120,000$125,000 Land $5,000 Building $120,000
2023$1,665.00$125,000 Land $5,000 Building $120,000$125,000 Land $5,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 915 W 33rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 W 33rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on W 33rd St

Nearby Streets

Search Property Records by Address or Parcel Number