915 SW 3rd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 915 SW 3rd Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1949
Lot Size0.244 acres (10,629 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Jun 2019)
Tax Bill$1,792 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN3-21-37-35-0040-00050-0120

Property Details

APN / Parcel Number

Primary APN3-21-37-35-0040-00050-0120
Alternative APN
  • R32137350040000500120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area1,806 sqft
1st Floor Area1,560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,629 sqft (0.244 acres)
Lot Dimensions142 ft deep x 75 ft wide
PorchFinished/Open Porch
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address915 SW 3RD AVE
CityOKEECHOBEE
StateFL
Zip34974-5227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH OKEECHOBEE (PLAT BOOK 1 PAGE 12 & PLAT BOOK 5 PAGE 7) LOT 12 & SOUTH 1/2 OF LOT 11 BLOCK 5
Legal Range35E
Legal Township37S
Legal Section21
Legal SubdivisionSOUTH OKEECHOBEE
Legal Block5
Legal Lot Number12,11
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group4
Census Block4044
Census Tract910601

Owner

Source: Okeechobee County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4114 SW 16TH ST, OKEECHOBEE, FL 34974-5448
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUN TRUST BANK
Jun 21, 2019Warranty Deed, Transfer
CLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Prior SaleFeb 14, 2013 · Amount on Record
Deed Document Number20196452
Deed Book / Page826 / 1257
Last Transfer DateJul 24, 2024
Transfer Doc0000008451
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address915 SW 3RD AVE, OKEECHOBEE, FL 34974-5227
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008100819
DateJul 10, 2018
Book Page0810/0819
Instrument2018008931
Lender
NameSUN TRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 21, 2019
Property Address915 SW 3RD AVE, OKEECHOBEE, FL 34974-5227
Document Number0008261257
Book / Page000826 / 001257
Instrument DateJun 19, 2019
Instrument6452
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyCLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

AmountAmount Recorded
Tax$945.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address915 SW 3RD AVE OKEECHOBEE FL 349745227, OKEECHOBEE, FL 34974-5227

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,792.00 (+14.43%)$104,756 (+11.38%)$216,029 (+9.9%) Land $31,238 Building $184,791
2023$1,566.00 (+5.88%) Homeowner's exemption$94,057 (+3%)$196,574 (+26.55%) Land $23,888 Building $172,686
2022$1,479.00 Homeowner's exemption$91,317$155,335 Land $18,008 Building $137,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2012–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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