915 State St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 915 State St, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,231 sqft · built 1987
Lot Size1.16 acres (50,791 sqft)
Owner2 Individual Names on File
Tax Bill$4,565 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Jun 2020 Mortgage
APN0254012001420

Property Details

APN / Parcel Number

Primary APN0254012001420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,231 sqft Living Area
1st Floor Area1,901 sqft
AtticAttic
Attic Area285 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area50,791 sqft (1.16 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Patio Area160 sqft
Quonset Hut285 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address915 STATE ST
CityCHESAPEAKE
StateVA
Zip23323-5914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10: RESID
Legal Description142 BROADMOOR
Legal SubdivisionBROADMOOR ANNEX
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2005
Census Tract21403

Owner

915 State St is owned and occupied by two individuals.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address915 STATE ST, CHESAPEAKE, VA 23323-5914
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2017Deed of Trust, Mortgage · Line of Credit
FARMERS BANK
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address915 STATE ST, CHESAPEAKE, VA 23323-5914
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009853/121
DateNov 7, 2017
Book Page9853/121
Instrument170030899
Lender
NameFARMERS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address915 STATE ST, CHESAPEAKE, VA 23323-5914
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10170/1447
DateJun 25, 2020
Book Page10170/1447
Instrument200020369
Lender
NameBROKER SOLUTIONS INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 915 State St was $4,565.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$451,200 (-0.18%) Land $148,300 Building $302,900$451,200 (-0.18%) Land $148,300 Building $302,900
2025$4,565.00$452,000 Land $133,300 Building $318,700$452,000 Land $133,300 Building $318,700
2023$410,800 (+17.1%) Land $110,400 Building $300,400$410,800 (+17.1%) Land $110,400 Building $300,400
2022$350,800 Land $95,000 Building $255,800$350,800 Land $95,000 Building $255,800
2019$2,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 915 State St; there have been 54 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 76 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims54 (1981–2022)
Claims Outside the SFHA2 of 54
Most Recent ClaimFeb 2022 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 8 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 17 claims
  • Hurricane Isabel, Sep 2003 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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