San Bernardino County property record for 915 Spruce St, San Bernardino, CA 92411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,028 sqft · built 1902 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Aug 2017) |
| Tax Bill | $2,836 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0138-142-12-0000 |
| Primary APN | 0138-142-12-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Family Room | Family Room |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,700 sqft (0.154 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Porch | Patio/Porch |
| Porch Area | 210 sqft |
| Patio Area | 210 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 915 SPRUCE ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92411-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERS AND BURT SUB LOT 2 BLK B AND 12 FT ALLEY VAC ON S |
| Legal Subdivision | WATERS & BURT SUB |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4800 |
915 Spruce St is owned and occupied by an individual who bought it in August 2017.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 915 SPRUCE ST, SAN BERNARDINO, CA 92411-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on File |
| Deed Sale | Aug 2, 2017 · Amount on File |
| Prior Sale | Jun 28, 2016 · Amount on File |
| Deed Document Number | 2017315439 |
| Prior Transfer Date | Jun 22, 2016 |
| Prior Transfer Doc | 0000253660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 2, 2017 |
| Property Address | 915 SPRUCE ST, SAN BERNARDINO, CA 92411-2918 |
| Document Number | 0000315439 |
| Map Reference | MB4 PG42 |
| Instrument Date | May 4, 2017 |
| Instrument | 2017-0315439 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 915 SPRUCE ST, SAN BERNARDINO, CA 92411-2918 |
| Document Number | 0000315440 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 2017-0315440 |
| Name | THE MONEY SOURCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 915 Spruce St was $2,836.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $217,611 (+2%) Land $65,283 Building $152,328 | |
| 2025 | $2,836.00 | $213,344 Land $64,003 Building $149,341 |
| 2023 | $2,707.00 (-0.15%) | $205,060 Land $61,518 Building $143,542 |
| 2022 | $2,711.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 915 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 915 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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