Lane County property record for 915 Spruce St, Junction City, OR 97448
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,280 sqft · built 1952 |
| Lot Size | 0.384 acres (16,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Oct 2023) |
| Tax Bill | $2,107 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-04-31-42-01500-000 |
| Primary APN | 15-04-31-42-01500-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,568 sqft |
| 1st Floor Area | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,744 sqft (0.384 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Driveway |
| Driveway Area | 176 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0008779 |
|---|---|
| Street Address | 915 SPRUCE ST |
| City | JUNCTION CITY |
| State | OR |
| Zip | 97448-1088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TL 01500 |
| Legal Range | 04 |
| Legal Township | 15 |
| Legal Section | 31 |
| Legal Subdivision | EMPEY VILLA |
| Legal Lot Number | 1500 |
| Jurisdiction | LANE OR |
| Township / Civil Division | JUNCTION CITY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 403 |
915 Spruce St is owned and occupied by two individuals who bought it in October 2023.
Source: Lane County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 SPRUCE ST, JUNCTION CITY, OR 97448-1088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU |
| Oct 18, 2023 | Warranty Deed, Transfer · Commercial Mortgage GARY JERRIT ETAL |
| Jun 13, 2018 | Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on File |
| Deed Sale | Oct 18, 2023 · Amount on File |
| Prior Sale | Oct 31, 2012 · Amount on File |
| Deed Document Number | 202330186 |
| Prior Transfer Date | Oct 2, 2001 |
| Prior Transfer Doc | 0000066580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 915 SPRUCE ST, JUNCTION CITY, OR 97448-1088 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 915 SPRUCE ST, JUNCTION CITY, OR 97448-1088 |
| Document Number | 0000008733 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023-008733 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Oct 18, 2023 |
| Property Address | 915 SPRUCE ST, JUNCTION CITY, OR 97448-1088 |
| Document Number | 0000030186 |
| Map Reference | MB 14 PG 25 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023-030186 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | CASCADE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 915 SPRUCE ST, JUNCTION CITY, OR 97448-1088 |
| Document Number | 0000030187 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023-030187 |
| Name | GARY JERRIT ETAL |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 18, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 915 SPRUCE ST, JUNCTION CITY, OR 97448-1088 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0000026924 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 2018-026924 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 915 Spruce St was $2,107.
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Junction City School District 69 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,107.00 | $189,892 | $366,601 Land $115,495 Building $251,106 |
| 2023 | $1,992.00 (+5.96%) Veteran's exemption | $178,993 (+3%) | $373,817 (+12.66%) Land $87,366 Building $286,451 |
| 2022 | $1,880.00 Veteran's exemption | $173,780 | $331,820 Land $78,879 Building $252,941 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 915 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 915 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUNCTION CITY WATER UTILITIES serves 7,000 people · EPA ID OR4100418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber · Fixed Wireless in parts of the area | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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