915 Spring Meadows Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 915 Spring Meadows Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,340 sqft · built 2002
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Dec 2019)
Tax Bill	$1,922 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0031B182000`

Property Details

APN / Parcel Number

Primary APN	`0031B182000`
Alternative APNs	`0031B182` `16155`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,340 sqft Heated Area
1st Floor Area	1,340 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	210 ft deep x 100 ft wide
Garage Area	440 sqft
Porch	Open Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16155
Old Parcel Number	0031B182000
Street Address	915 SPRING MEADOWS DR
City	RINGGOLD
State	GA
Zip	30736-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 182 SPRING MEADOWS PH3
Legal Subdivision	SPRING MEADOWS PH 3
Legal Phase	3
Legal Lot Number	182
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3006
Census Tract	30304

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	915 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jan 3, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Apr 20, 2017	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	0002028111
Deed Book / Page	2028 / 111
Last Transfer Date	Jan 3, 2020
Transfer Doc	0020280111
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	915 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Document Number	0020820261
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 SPRING MEADOWS DR RINGGOLD GA 307363160, RINGGOLD, GA 30736-3160

Mortgage

Document Number	0020820261
Date	Sep 30, 2020
Book Page	002082/000261
Instrument	7921

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 3, 2020
Property Address	915 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Document Number	0020280111
Book / Page	002028 / 000111
Instrument Date	Dec 30, 2019
Instrument	56
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 SPRING MEADOWS DR RINGGOLD GA 307363160, RINGGOLD, GA 30736-3160

Mortgage

Document Number	20280113
Date	Jan 3, 2020
Book Page	002028/000113
Instrument	57

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Mortgage

Document Number	20280128,
Date	Jan 3, 2020
Book Page	002028/000128
Instrument	58

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 20, 2017
Property Address	915 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Document Number	0018740819
Book / Page	001874 / 000819
Instrument Date	Apr 12, 2017
Instrument	2732
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	915 SPRING MEADOWS DR RINGGOLD GA 307363160, RINGGOLD, GA 30736-3160

Mortgage

Document Number	18740821
Date	Apr 20, 2017
Book Page	001874/000821
Instrument	2733

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,922.00 (+9.27%) Homeowner's exemption	$107,166 (+32.99%) Land $12,000 Building $95,166	$267,914 (+32.99%) Land $30,000 Building $237,914
2023	$1,759.00 (+23.87%) Homeowner's exemption	$80,582 Land $12,000 Building $68,582	$201,456 Land $30,000 Building $171,456
2022	$1,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ringgold Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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