SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
915 SOUTHERN HILLS CT, EUREKA, MO 63025-3621
Mortgage
Document Number
0247024023
Date
Mar 9, 2021
Book Page
24702/4023
Instrument
2021030900599
Lender
Name
FARMERS AND MERCHANTS BANK OF ST CLAIR
Type
Bank
Address
SAINT CLAIR, MO 63077
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
299 Months
Due
Feb 25, 2046
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
August 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST LOUIS MO
Property Address
915 SOUTHERN HILLS CT, EUREKA, MO 63025-3621
Transaction Type
Mortgage
Record Updated
Feb 12, 2021
Title Company
SECURITY TITLE INS AGCY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
915 SOUTHERN HILLS CT, EUREKA, MO 63025-3621
Mortgage
Document Number
0242902825
Date
Aug 25, 2020
Book Page
24290/2825
Instrument
2020082502481
Lender
Name
FARMERS AND MERCHANTS BANK OF ST CLAIR
Type
Bank
Address
SAINT CLAIR, MO 63077
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2050
December 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST LOUIS MO
Property Address
915 SOUTHERN HILLS CT, EUREKA, MO 63025-3621
Document Number
0238580707
Instrument Date
Dec 17, 2019
Transaction Type
Mortgage
Record Updated
Jan 10, 2020
Title Company
SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
915 SOUTHERN HILLS CT EUREKA MO 630253621, EUREKA, MO 63025-3621
Mortgage
Document Number
0238580707
Date
Dec 30, 2019
Book Page
023858/000707
Instrument
79
Lender
Name
FARMERS & MERCHANTS BK/ST CLAI
Type
Bank
Address
SAINT CLAIR, MO 63077
Agreement
Amount
Amount on Record
Term
360 Months
Due
Dec 29, 2049
May 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ST LOUIS MO
Recording Date
May 21, 2019
Property Address
915 SOUTHERN HILLS CT, EUREKA, MO 63025-3621
Document Number
0235342287
Book / Page
023534 / 002287
Instrument Date
May 20, 2019
Instrument
391
Transaction Type
Transfer
Record Updated
Jul 16, 2019
Title Company
SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Married Couple
Address
915 SOUTHERN HILLS CT EUREKA MO 630253621, EUREKA, MO 63025-3621
Mortgage
Document Number
235342290
Date
May 21, 2019
Book Page
023534/002290
Instrument
392
Lender
Name
FARMERS & MERCHANTS BK/ST CLAI
Type
Bank
Address
SAINT CLAIR, MO 63077
Agreement
Amount
Amount on Record
Term
360 Months
Due
May 20, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 915 Southern Hills Ct was $7,192, down 0.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Louis County
Municipality
Eureka City
Unified School District
Rockwood R-VI School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$99,300 (-)Land $27,080Building $72,220
$522,600 (-)Land $142,500Building $380,100
2025
$7,192.00 (-0.85%)
$99,300Land $27,080Building $72,220
$522,600Land $142,500Building $380,100
2024
$7,254.00 (-0.08%)
2023
$7,260.00
$97,170Land $18,050Building $79,120
$511,400Land $95,000Building $416,400
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 915 Southern Hills Ct in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 18 policies
Nearby Flood Policies
18 in force
Nearby Flood Claims
15 (1983–2017)
Most Recent Claim
May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims
Severe Storms And Flooding, Mar 2008 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 915 Southern Hills Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood
0.03% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source
Surface water
Last State Inspection
Feb 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025