915 Smith Rd, Union, MS 39365 Property Records

Newton County property record for 915 Smith Rd, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,219 sqft · built 2024
Lot Size	39 acres (1,698,840 sqft)
Owner	Individual Name on Record
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`085R-09-00-002.00`

Property Details

APN / Parcel Number

Primary APN	`085R-09-00-002.00`
Alternative APN	`006053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,219 sqft Adjusted Area
1st Floor Area	1,868 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Lot Area	1,698,840 sqft (39 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	915 SMITH RD
City	UNION
State	MS
Zip	39365-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW4 NE4 2022-NAME CHANGE
Legal Range	12E
Legal Township	08N
Legal Section	09
Jurisdiction	NEWTON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2021
Census Tract	50200

Owner

Source: Newton County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	915 SMITH RD, UNION, MS 39365-9219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2024	Deed of Trust, Mortgage · FHA Mortgage BANKFIRST FINANCIAL SERVICES
Jul 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 17, 2011
Transfer Doc	000336/501
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	915 SMITH RD, UNION, MS 39365-9219
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000494/309
Date	Oct 29, 2024
Book Page	494/309
Instrument	494-309

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MS
Recording Date	Jul 2, 2021
Property Address	915 SMITH RD, UNION, MS 39365-9219
Document Number	000388/412
Book / Page	388 / 412
Instrument Date	Jul 1, 2021
Instrument	388-412
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14084 RUE RD, COKER, AL 35452-3914

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1275 SMITH RD, UNION, MS 39365-8314

Tax Assessment & Valuation

Source: Newton County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (+2,468.38%) Homeowner's exemption	$27,389 (+2,703.38%)	$270,770 (+4,059.29%) Land $13,230 Building $257,540
2024	$117.00 (-1.68%)
2023	$119.00 (-2.46%)	$977	$6,510 Land $6,510
2022	$122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEULAH HUBBARD WATER ASSN, INC public/private · serves 2,318 people · EPA ID MS0510001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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