915 Schley St, Gilmer, TX 75644 Property Records

Upshur County property record for 915 Schley St, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	1 ba · 3,188 sqft
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,200 (Sep 2019)
Tax Bill	$3,258 (2026)
Deeds & Mortgages	May 2026 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S184-S02-C11-BL2LT03`

Property Details

APN / Parcel Number

Primary APN	`S184-S02-C11-BL2LT03`
Alternative APN	`4721`

Interior

Full Baths	1 Bath
Building Area	3,188 sqft Total Area
1st Floor Area	1,344 sqft

Exterior

Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S184-S02-C11-BL2LT03
Street Address	915 SCHLEY ST
City	GILMER
State	TX
Zip	75644-3241
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 3, BLK 2 THE GROVES S184 (A200) .2571 ACRES & HOUSE
Legal Subdivision	THE GROVES
Legal Block	2
Legal Lot Number	3
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2042
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 SCHLEY ST, GILMER, TX 75644-3241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Sep 10, 2019	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Oct 10, 2016 · Amount on Record
Deed Document Number	20196504
Prior Transfer Date	Apr 11, 2016
Prior Transfer Doc	0000003145
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Recording Date	May 29, 2026
Property Address	915 SCHLEY ST, GILMER, TX 75644-3241
Document Number	0000003637
Instrument Date	May 23, 2026
Instrument	20263637
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 SCHLEY ST, GILMER, TX 75644-3241

Mortgage

Document Number	0000003637,
Date	May 29, 2026
Instrument	20263637

Lender

Name	CREDIT UNION ONE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2046

Interest

Rate	6.23%
Max Rate	-1%

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Sep 10, 2019
Property Address	915 SCHLEY ST, GILMER, TX 75644-3241
Document Number	201906504
Map Reference	VOL 2 PG 176
Instrument Date	Sep 6, 2019
Instrument	201906504
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	SB TITLE COMPANY, US TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 SCHLEY ST, GILMER, TX 75644-3241

Mortgage

Document Number	201906505
Date	Sep 10, 2019
Instrument	201906505

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,258.00 (+134.9%) Homeowner's exemption	$167,310 (+14.24%) Land $22,620 Building $144,690	$167,310 (+14.24%) Land $22,620 Building $144,690
2025	$1,387.00 (-11.77%) Homeowner's exemption	$146,450 (+18.61%) Land $22,620 Building $123,830	$146,450 (+18.61%) Land $22,620 Building $123,830
2023		$123,470 Land $21,390 Building $102,080	$123,470 Land $21,390 Building $102,080
2022	$1,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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