San Luis Obispo County property record for 915 S Ocean Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 432 sqft · built 1940 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,008 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-156-059 |
| Primary APN | 064-156-059 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 432 sqft Living Area |
| 1st Floor Area | 432 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Lot Area | 3,000 sqft (0.069 acres) |
| Terrain | Above Road/Slope |
| Sewer | Connected |
|---|
| Street Address | 915 S OCEAN AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MORRO RK VW 4 BL 13 LT 11 & PTN LTS 12,45 & 46 |
| Legal Subdivision | MORRO ROCK VIEW 04 |
| Legal Block | 13 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 915 S OCEAN AVE, CAYUCOS, CA 93430-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 17, 2021 |
| Property Address | 915 S OCEAN AVE, CAYUCOS, CA 93430-1328 |
| Document Number | 0000063708 |
| Map Reference | DOC 2004-095674 |
| Instrument Date | May 4, 2021 |
| Instrument | 2021063708 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 915 S OCEAN AVE, CAYUCOS, CA 93430-1328 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $487,566 (+2%) Land $40,129 Building $447,437 | |
| 2025 | $5,008.00 (+2.06%) Homeowner's exemption | $478,007 (+4.04%) Land $39,343 Building $438,664 |
| 2023 | $4,907.00 (+1.76%) Homeowner's exemption | $459,447 Land $37,816 Building $421,631 |
| 2022 | $4,822.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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