915 S Adelaide St, Terrell, TX 75160 Property Records

Kaufman County property record for 915 S Adelaide St, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	1,152 sqft · built 2000
Lot Size	0.201 acres (8,799 sqft)
Owner	Individual Name on File
Tax Bill	$3,465 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S2560022000`

Property Details

APN / Parcel Number

Primary APN	`S2560022000`
Alternative APNs	`00.2560.0119.0001.00.06.06` `R31805`

Interior

Stories	1 Story
Building Area	1,152 sqft Total Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2000
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.201 acres)
Lot Depth	127 ft Depth
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R31805
Old Parcel Number	S2560022000
Street Address	915 S ADELAIDE ST
City	TERRELL
State	TX
Zip	75160-4501
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MOORE & NASH, BLOCK 119, LOT 1
Legal Subdivision	MOORE & NASH
Legal Block	119
Legal Lot Number	1
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	3
Census Block	3133
Census Tract	50500

Owner

915 S Adelaide St, a commercial property, is owned and occupied by an individual who acquired it in June 2021.

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	915 S ADELAIDE ST, TERRELL, TX 75160-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage GUARANTY BANK & TRUST CO
Apr 23, 2019	Vendor's Lien, Transfer TEXAS BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021
Deed Sale	Jun 22, 2021
Prior Sale	Apr 23, 2019
Deed Document Number	2021-0024749
Deed Book / Page	7061 / 409
Record Updated	Jun 8, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Jun 22, 2021
Property Address	915 S ADELAIDE ST, TERRELL, TX 75160-4501
Document Number	0070610409
Book / Page	7061 / 409
Map Reference	VOL V PG 348
Instrument Date	Jun 17, 2021
Instrument	2021-0024749
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 KIRKHAVEN DR, ROCKWALL, TX 75032-7340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 RETAMA PARK DR, TERRELL, TX 75160-7375
Investor	Possibly a Property Investor

Mortgage

Document Number	20210024750
Date	Jun 22, 2021
Instrument	2021-0024750

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2036

Interest

Rate Type	Adjustable Rate

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Apr 23, 2019
Property Address	915 S ADELAIDE ST, TERRELL, TX 75160-4501
Document Number	0059900088
Book / Page	5990 / 088
Map Reference	VOL V PG 348
Instrument Date	Apr 22, 2019
Instrument	2019-0008798
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 LINCOLN LN, 119, TERRELL, TX 75160-4812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 S ADELAIDE ST, TERRELL, TX 75160-4501

Mortgage

Document Number	20190008799
Date	Apr 23, 2019
Instrument	2019-0008799

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	300 Months
Due	Apr 22, 2044

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,586 Land $35,196 Building $122,390	$157,586 Land $35,196 Building $122,390
2024	$3,465.00 (+8.15%)
2023	$3,204.00 (-9.77%)	$136,064 Land $35,196 Building $100,868	$136,064 Land $35,196 Building $100,868
2022	$3,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 915 S Adelaide St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 S Adelaide St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: AT&T, Element8, Nextlink, T-Mobile, Verizon.

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