915 Royer Dr, Charlottesville, VA 22902 Property Records

Albemarle County property record for 915 Royer Dr, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,778 sqft · built 1991
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Aug 2023)
Tax Bill	$4,280 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076M2-01-00-12200`

Property Details

APN / Parcel Number

Primary APN	`076M2-01-00-12200`
Alternative APN	`31599`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,778 sqft Finished Area
Basement Area	672 sqft
Finished Basement	572 sqft
Unfinished Basement	100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,021 sqft (0.253 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	168 sqft
Patio Area	180 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	915 ROYER DR
City	CHARLOTTESVILLE
State	VA
Zip	22902-6469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	WILLOUGHBY 5 122 PH II
Legal Subdivision	WILLOUGHBY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	11303

Owner

915 Royer Dr is owned and occupied by an individual who bought it in August 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	915 ROYER DR, CHARLOTTESVILLE, VA 22902-6469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Deed Document Number	20236678
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 3, 2023
Property Address	915 ROYER DR, CHARLOTTESVILLE, VA 22902-6469
Document Number	202300006678
Map Reference	MB 1087 PG 549
Instrument Date	Jul 21, 2023
Instrument	202300006678
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	915 ROYER DR, CHARLOTTESVILLE, VA 22902-6469

Mortgage

Document Number	202300006679
Date	Aug 3, 2023
Instrument	202300006679

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.93%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.9%
Index	1-Year T-Bill
Max Rate	10.9%

Tax Assessment & Valuation

The 2026 property tax bill for 915 Royer Dr was $4,280, up 4.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,280.00 (+4.26%)	$478,700 (+4.25%) Land $145,000 Building $333,700	$478,700 (+4.25%) Land $145,000 Building $333,700
2025	$4,105.00	$459,200 Land $145,000 Building $314,200	$459,200 Land $145,000 Building $314,200
2023	$3,464.00 (+2.61%)	$405,700 Land $130,000 Building $275,700	$405,700 Land $130,000 Building $275,700
2022	$3,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 915 Royer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 Royer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20