915 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 915 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,698 sqft · built 1889
Lot Size	0.112 acres (4,880 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Mar 2022)
Tax Bill	$5,156 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-22-0016`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-22-0016`
Alternative APNs	`8314181` `544391`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	100 sqft
Finished Basement	100 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Stucco
Construction Type	Frame
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	544391
Street Address	915 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2624
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	EASTVILLE HEIGHTS LOT 25 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	2
Legal Lot Number	25
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2002
Census Tract	31100

Owner

915 Rose Ave E, a duplex, is owned and occupied by two individuals who bought it in March 2022.

Source: Ramsey County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	915 ROSE AVE E, SAINT PAUL, MN 55106-2624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC
Jun 4, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 2, 2018	Warranty Deed, Transfer · FHA Mortgage CMG FIN'L
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage DAF ADVENTURES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Mar 24, 2022 · Amount on File
Deed Document Number	20224940633
Prior Transfer Date	Jun 2, 2021
Prior Transfer Doc	0004887815
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 31, 2022
Property Address	915 ROSE AVE E, SAINT PAUL, MN 55106-2624
Document Number	0A04940633
Instrument Date	Mar 24, 2022
Instrument	A04940633
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	915 ROSE AVE E, SAINT PAUL, MN 55106-2624
Investor	Possibly a Property Investor

Mortgage

Document Number	0A04940636
Date	Mar 31, 2022
Instrument	A04940636

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0A04940637
Date	Mar 31, 2022
Instrument	A04940637

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 4, 2021
Property Address	915 ROSE AVE E, SAINT PAUL, MN 55106-2624
Document Number	0A04887815
Instrument Date	Jun 2, 2021
Instrument	A04887815
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25922, WOODBURY, MN 55125-0922

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 21, 2020
Property Address	915 ROSE AVE E, SAINT PAUL, MN 55106-2624
Document Number	0004828626
Instrument Date	Aug 17, 2020
Instrument	4828626
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 25922 WOODBURY MN 551250922, WOODBURY, MN 55125-0922

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 2, 2018
Property Address	915 ROSE AVE E, SAINT PAUL, MN 55106-2624
Document Number	0004704040
Instrument Date	Mar 28, 2018
Instrument	4704040
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$753.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 ROSE AVE E ST PAUL MN 551062624, ST PAUL, MN 55106-2624

Mortgage

Document Number	4704041
Date	Apr 2, 2018
Instrument	4704041

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Mortgage

Document Number	4704042,
Date	Apr 2, 2018
Instrument	4704042

Lender

Name	CMG MTG
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	915 ROSE AVE E, SAINT PAUL, MN 55106-2624
Document Number	0004698612
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6250 DOUGLAS CT N CHAMPLIN MN 553163572, CHAMPLIN, MN 55316-3572

Mortgage

Document Number	0004698612
Date	Feb 14, 2018
Instrument	4698612

Lender

Name	DAF ADVENTURES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 915 Rose Ave E was $5,156.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,600 (+3.24%) Land $25,000 Building $280,600	$305,600 (+3.24%) Land $25,000 Building $280,600
2025	$5,156.00	$296,000 Land $25,000 Building $271,000	$296,000 Land $25,000 Building $271,000
2023	$5,184.00	$286,600 Land $20,000 Building $266,600	$286,600 Land $20,000 Building $266,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 915 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 915 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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