Dorchester County property record for 915 Race St, Cambridge, MD 21613 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,376 sqft · built 1930 |
| Lot Size | 0.254 acres (11,048 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Sep 2018) |
| Tax Bill | $2,514 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-153945 |
| Primary APN | 07-153945 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,376 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,048 sqft (0.254 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 153945 |
|---|---|
| Street Address | 915 RACE ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11,048 SQ. FT. 915 RACE STREET CAMBRIDGE |
| Legal Subdivision | SURVEY 915 RACE STREET E ROSCOE WILLEY |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970600 |
Source: Dorchester County records · APN 07-153945
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 RACE ST, CAMBRIDGE, MD 21613-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 02, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 19, 2018 | Deed, Transfer · Conventional Mortgage MLD MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on Record |
| Deed Sale | Sep 19, 2018 · Amount on Record |
| Prior Sale | Jul 17, 2013 · Amount on Record |
| Deed Book / Page | 1484 / 76 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 915 RACE ST, CAMBRIDGE, MD 21613-2834 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 915 RACE ST, CAMBRIDGE, MD 21613-2834 |
| Document Number | 0017820162 |
|---|---|
| Date | Dec 02, 2022 |
| Book Page | 1782/162 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Sep 19, 2018 |
| Property Address | 915 RACE ST, CAMBRIDGE, MD 21613-2834 |
| Document Number | 0014840076 |
| Book / Page | 1484 / 076 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 915 RACE ST, CAMBRIDGE, MD 21613-2834 |
| Document Number | 0000148485 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 1484/85 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,133 (+31.69%) | $181,200 (+2.6%) Land $21,400 Building $159,800 | |
| 2025 | $2,514.00 (+12.74%) Homeowner's exemption | ||
| 2023 | $2,230.00 Homeowner's exemption | $135,267 | $176,600 Land $21,400 Building $155,200 |
Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199706002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003, rainfall accumulation, Hurricane Isabel |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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