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915 Pohalski St, Key West, FL 33040 Property Records

Monroe County property record for 915 Pohalski St, Key West, FL 33040

Property Summary

Property TypeQuadplex
Details7 bd · 4 ba · 2,458 sqft · built 1933
Lot Size0.056 acres (2,438 sqft)
Owner2 Individual Names on Record
Last Sale$120,900 (Dec 2021)
Tax Bill$9,205 (2024)
Deeds & MortgagesMar 2023 Line of Credit
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN00021130-000000

Property Details

APN / Parcel Number

Primary APN00021130-000000
Alternative APNs
  • 01010100021130000000
  • 1021873

Interior

Bedrooms7 Beds
Full Baths4 Baths
Units4 Units
Stories2 Stories
Building Area2,458 sqft Living Area
1st Floor Area1,778 sqft
AtticAttic
Attic Area1,332 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2000
Architectural StyleQuadruplex
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,438 sqft (0.056 acres)
Lot Dimensions55 ft deep x 46 ft wide
PorchFlorida Room
Porch Area805 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1021873
Street Address915 POHALSKI ST
CityKEY WEST
StateFL
Zip33040-3565
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeHHDR
Legal DescriptionKW PB1-46 LT 17 PT 20 OF TR 6 G29-179 OR431-946 OR552-157 OR583-454 OR619-247 OR771-1716 OR77-483 OR782-493 OR784-879 OR801-2240 OR810-831 OR950-1827 OR950-1828 OR995-1359 OR1211-942 OR1297-719 OR1403-2206 OR1459-14 OR1609-1661 OR1838-606 OR2272-2265
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionSUBDIVISION 6 OF LOT 2 OF SQUARE 31
Legal Tract6
Legal Lot Number17
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3017
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressW352N6570 ROLEFSON RD, OCONOMOWOC, WI 53066-1873
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Deed of Trust, Mortgage · Line of Credit
CENTENNIAL BANK
Dec 3, 2021Quit Claim Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK
Apr 28, 2019Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Prior SaleMar 10, 2011 · Amount on Record
Deed Document Number20212351220
Deed Book / Page3141 / 225
Prior Transfer DateNov 29, 2021
Prior Transfer Doc0031410225
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address915 POHALSKI ST, KEY WEST, FL 33040-3565
Transaction TypeMortgage
Record UpdatedApr 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 POHALSKI ST, KEY WEST, FL 33040-3565

Mortgage

Document Number0032170721
DateMar 27, 2023
Book Page3217/721
Instrument2411445
Lender
NameCENTENNIAL BANK
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 17, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 3, 2021
Property Address915 POHALSKI ST, KEY WEST, FL 33040-3565
Document Number0031410225
Book / Page3141 / 225
Map ReferenceMB 1 PG 46
Instrument DateNov 29, 2021
Instrument2351220
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Tax$846.30
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressW352N6570 ROLEFSON RD, OCONOMOWOC, WI 53066-1873

Mortgage

Document Number0003141228
DateDec 3, 2021
Instrument3141/228
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address915 POHALSKI ST, KEY WEST, FL 33040-3565
Document Number0029621104
Instrument DateApr 28, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressW352N6570 ROLEFSON RD OCONOMOWOC WI 530661873, OCONOMOWOC, WI 53066-1873

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,132,981 (+2.74%) Land $819,259 Building $313,722$1,132,981 (+2.74%) Land $819,259 Building $313,722
2024$9,205.00 (+4.26%)
2023$8,829.00 (+16.86%)$1,102,794 (+31.34%) Land $802,309 Building $300,485$1,102,794 (+31.34%) Land $802,309 Building $300,485
2022$7,555.00$839,673 Land $534,873 Building $304,800$839,673 Land $534,873 Building $304,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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