McMinn County property record for 915 Pinecrest Dr, Athens, TN 37303
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,265 sqft · built 1968 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,595 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054065G D 05100 |
| Primary APN | 054065G D 05100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| 1st Floor Area | 2,265 sqft |
| Basement Area | 2,343 sqft |
| Finished Basement | 1,068 sqft |
| Unfinished Basement | 1,275 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 156 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 915 PINECREST DR |
|---|---|
| City | ATHENS |
| State | TN |
| Zip | 37303-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05 05 062L D 062L 00500 000, COUNTY AREA: D01 |
| Legal Subdivision | RIDGEWAY |
| Legal Block | E |
| Legal Lot Number | 14 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970402 |
915 Pinecrest Dr is owned and occupied by an individual who acquired it in May 2026.
Source: McMinn County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 915 PINECREST DR, ATHENS, TN 37303-4447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Non-Conforming Investor Loan CAPSTAR BANK |
| May 8, 2026 | Quit Claim Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 15, 2023 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 |
| Deed Sale | May 8, 2026 |
| Prior Sale | Feb 15, 2023 · Amount on File |
| Deed Document Number | 2026274176 |
| Deed Book / Page | 7 / 977 |
| Prior Transfer Date | Jun 19, 2018 |
| Prior Transfer Doc | 000021M681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 915 PINECREST DR, ATHENS, TN 37303-4447 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 915 PINECREST DR, ATHENS, TN 37303-4447 |
| Document Number | 0000130033 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 1300/33 |
| Instrument | 241802 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | May 8, 2026 |
| Property Address | 915 PINECREST DR, ATHENS, TN 37303-4447 |
| Document Number | 0000274176 |
| Book / Page | 7 / 977 |
| Instrument Date | May 2, 2026 |
| Instrument | 2026274176 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 915 PINECREST DR, ATHENS, TN 37303-4447 |
| Document Number | 0000274177, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026274177 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Feb 15, 2023 |
| Property Address | 915 PINECREST DR, ATHENS, TN 37303-4447 |
| Document Number | 000023M817 |
| Book / Page | 23M / 817 |
| Map Reference | MB 3 PG 92 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 243868 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,509.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 915 PINECREST DR, ATHENS, TN 37303-4447 |
| Document Number | 0000243869 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 243869 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 915 Pinecrest Dr was $1,595.
Source: McMinn County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Athens City |
| County | McMinn County |
| Elementary School District | Athens City Schools (PK - 08) |
| Secondary School District | McMinn County School District in Athens (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,595.00 | $76,350 (-) Land $7,325 Building $69,025 | |
| 2024 | $1,595.00 | $76,350 (-) Land $7,325 Building $69,025 | |
| 2023 | $1,595.00 (+11.3%) | $76,350 (+54.24%) Land $7,325 Building $69,025 | $305,400 (+54.24%) Land $29,300 Building $276,100 |
| 2022 | $1,433.00 | $49,500 Land $7,325 Building $42,175 | $198,000 Land $29,300 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 915 Pinecrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 915 Pinecrest Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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