915 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 915 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,952 sqft · built 1934
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,900 (May 2026)
Tax Bill	$5,928 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-057-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-057-0012-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,952 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	899 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	303 ft deep x 82 ft wide
Garage Area	198 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	915 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	BEG S 25D 48M W 240' FROM SE COR LOT 7 ASSESSORS RIVERSIDE AVE PLAT, TH N 64D 12M W 303', TH S 25D 48M W 81.7', TH S 64D 12M
Legal Range	17E
Legal Township	05N
Legal Section	30
Legal Subdivision	ASSESSORS
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7012
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	569 LEXINGTON AVE, EAST LANSING, MI 48823-3610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE COMPANY
May 16, 2022	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSHIP COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	May 16, 2022 · Amount on Record
Deed Document Number	202610517
Deed Book / Page	5927 / 567
Prior Transfer Date	Feb 8, 2012
Prior Transfer Doc	004226/435
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 27, 2026
Property Address	915 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4266
Document Number	0000010517
Book / Page	5927 / 567
Instrument Date	May 18, 2026
Instrument	202610517
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363,524.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 LEXINGTON AVE, EAST LANSING, MI 48823-3610

Mortgage

Document Number	0005927570,
Date	May 27, 2026
Instrument	202610518

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 16, 2022
Property Address	915 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4266
Document Number	0005521910
Book / Page	5521 / 910
Instrument Date	Apr 18, 2022
Instrument	2022012097
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 N RIVERSIDE AVE, 915, SAINT CLAIR, MI 48079-4266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LINKSIDE CT, SAINT CLAIR, MI 48079-3572

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	915 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4266
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4266

Mortgage

Document Number	0005499185
Date	Mar 16, 2022
Book Page	5499/185
Instrument	2022006375

Lender

Name	FLAGSHIP COMMUNITY FCU
Type	Credit Union
Address	PORT HURON, MI 48060

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Jan 12, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,200 (+4.39%)	$380,400 (+4.39%)
2025	$5,928.00 (+2.81%) Homeowner's exemption	$182,200 (+30.98%)
2024	$5,766.00 (+35.04%)		$364,400 (+30.98%)
2023		$139,100
2022	$4,270.00		$278,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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