St. Joseph County property record for 915 N Main St, Three Rivers, MI 49093 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 936 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $37,000 (2002) |
| Tax Bill | $1,131.00 (2025) |
| Primary APN | 051-199-069-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 936 sqft Living Area |
| 1st Floor | 936 sqft 1st Floor |
| Basement Area | 936 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch Style |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 206 ft x 55 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 224 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 915 N MAIN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2334 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM 469.37 FT S OF NW COR OF N 1/2 OF SW 1/4 OF SE 1/4 SEC 7 T6S R11W TH E 12 1/2 RDS TH S 55 FT TH W 12 1/2 RDS TH N 55 FT T |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 07 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | THREE RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1047 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 051-199-069-00
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 N MAIN ST, THREE RIVERS, MI 49093-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2025 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Jun 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2002 · Amount on Record |
| Deed Sale | May 09, 2002 · Amount on Record |
| Deed Book / Page | 1058 / 80 |
| Last Transfer Date | Apr 13, 2016 |
| Transfer Doc | 1823/0376 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 915 N MAIN ST, THREE RIVERS, MI 49093-2334 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 915 N MAIN ST, THREE RIVERS, MI 49093-2334 |
| Document Number | 2025007939 |
|---|---|
| Date | Oct 07, 2025 |
| Instrument | 2025007939 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 915 N MAIN ST, THREE RIVERS, MI 49093-2334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1874/0905 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 1874/0905 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Apr 22, 2022 |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,500 (+7.36%) Land $4,400 Building $48,100 | $105,000 (+7.36%) Land $8,800 Building $96,200 | |
| 2025 | $1,131.00 (+13.44%) Homeowner's exemption | $48,900 (+30.4%) Land $4,400 Building $44,500 | $97,800 (+30.4%) Land $8,800 Building $89,000 |
| 2023 | $37,500 Land $2,500 Building $35,000 | $75,000 Land $5,000 Building $70,000 | |
| 2022 | $997.00 |
915 N Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Joseph County (26149C), updated June 4, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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