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915 Morse St, Oceanside, CA 92054 Property Records

San Diego County property record for 915 Morse St, Oceanside, CA 92054 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1969
Square Footage1,580 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$455,000 (2003)
Tax Bill$7,203.00 (2025)

Property Details

APN / Parcel Number

Primary APN153-132-24-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,580 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleColonial Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address915 MORSE ST
CityOCEANSIDE
StateCA
Zip92054-5938
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTCT 42 DOC45142REC69 IN TR 000622
Legal SubdivisionSOUTH OCEANSIDE CORR
Legal Tract000622
Legal Block3
Legal Lot NumberA
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup3
Census Block3005
Census Tract18101

Owner

Source: San Diego County records · APN 153-132-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address915 MORSE ST, OCEANSIDE, CA 92054-5938
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
BANNER BANK
Apr 09, 2019Deed of Trust, Mortgage · Line of Credit
BANNER BANK
May 31, 2019Loan Modification, Mortgage · Conventional Mortgage
BANNER BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2003 · Amount on Record
Deed SaleDec 09, 2003 · Amount on Record
Prior SaleApr 28, 1987 · Amount on Record
Deed Doc Number20031458129
Last Transfer DateAug 23, 2007
Transfer Doc0000576630
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 26, 2026
Property Address915 MORSE ST, OCEANSIDE, CA 92054-5938
Document Number0000148305
Instrument DateMay 19, 2026
Instrument2026148305
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address915 MORSE ST, OCEANSIDE, CA 92054-5938

Mortgage

Document Number0000148305,
DateMay 26, 2026
Instrument2026148305
Lender
NameBANNER BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.23%
Max Rate-1%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address915 MORSE ST, OCEANSIDE, CA 92054-5938
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000126617
DateApr 09, 2019
Instrument2019-0126617
Lender
NameBANNER BANK
TypeBank
AddressCARLSBAD, CA 92008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address915 MORSE ST, OCEANSIDE, CA 92054-5938
Document Number0000233984
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJul 03, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address915 MORSE ST OCEANSIDE CA 920545938, OCEANSIDE, CA 92054-5938

Mortgage

Document Number0000233984
DateJun 17, 2019
Instrument233984
Lender
NameBANNER BK
TypeBank
AddressCARLSBAD, CA 92008-8827
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$659,843 (+2%) Land $435,063 Building $224,780
2025$7,203.00 (+5.23%) Homeowner's exemption$646,906 (+4.04%) Land $426,533 Building $220,373
2023$6,845.00 (+1.56%) Homeowner's exemption$621,787 Land $409,971 Building $211,816
2022$6,740.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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