Kendall County property record for 915 Monarch St, Joliet, IL 60431 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,972 sqft · built 2007 |
| Lot Size | 0.21 acres (9,151 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-405-011 |
| Primary APN | 09-02-405-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,972 sqft Living Area |
| 1st Floor Area | 2,972 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,151 sqft (0.21 acres) |
| Lot Dimensions | 122 ft deep x 75 ft wide |
| Cooling System | Central |
|---|
| Street Address | 915 MONARCH ST |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 499 SABLE RIDGE SUB UNIT 4, CITY OF JOLIET |
| Legal Subdivision | SABLE RIDGE SUB |
| Legal Lot Number | 499 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | SEWARD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 890703 |
Source: Kendall County records · APN 09-02-405-011
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 915 MONARCH ST, JOLIET, IL 60431-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Mar 05, 2024 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Dec 20, 2022 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Sep 07, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jun 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE |
| Mar 09, 2020 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Feb 03, 2021 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2011 |
| Deed Sale | Feb 10, 2011 |
| Prior Sale | Apr 03, 2007 · Amount on Record |
| Deed Document Number | 20112840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 915 MONARCH ST, JOLIET, IL 60431-4026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 915 MONARCH ST, JOLIET, IL 60431-4026 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002961 |
|---|---|
| Date | Mar 04, 2026 |
| Instrument | 202600002961 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 915 MONARCH ST, JOLIET, IL 60431-4026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002302 |
|---|---|
| Date | Mar 05, 2024 |
| Instrument | 202400002302 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 9700 W HIGGINS RD STE 300, ROSEMONT, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 915 MONARCH ST, JOLIET, IL 60431-4026 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019796 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 202200019796 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 915 MONARCH ST, JOLIET, IL 60431-4026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014345 |
|---|---|
| Date | Sep 07, 2017 |
| Instrument | 201700014345 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 915 MONARCH ST, JOLIET, IL 60431-4026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007549 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 201900007549 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 915 MONARCH ST, JOLIET, IL 60431-4026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000003620 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 202000003620 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 915 MONARCH ST, JOLIET, IL 60431-4026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002978 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 202100002978 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Seward Township |
| Municipality | Joliet City |
| Elementary School District | Minooka Community Consolidated School District 201 (PK - 08) |
| Secondary School District | Minooka Community High School District 111 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $135,184 (+42.47%) Land $16,000 Building $119,184 | $405,552 (+42.47%) Land $48,000 Building $357,552 |
| 2022 | $94,889 Land $13,634 Building $81,255 | $284,667 Land $40,902 Building $243,765 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938907032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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