915 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 915 Middlesex St, Lowell, MA 01851

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 6 ba · 5,676 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$465,000 (Sep 2018)
Tax Bill	$9,030 (2026)
Deeds & Mortgages	Sep 2019 Refinance Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P03940`

Property Details

APN / Parcel Number

Primary APN	`P03940`
Alternative APNs	`LOWE M:120 B:4085 L:915` `M:000120 T:P03940`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	24 Rooms
Units	6 Units
Stories	2 Stories
Building Area	5,676 sqft Living Area
Gross Area	8,559 sqft
1st Floor Area	2,838 sqft
Basement Area	2,838 sqft
Unfinished Basement	2,838 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Other
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	P03940
Street Address	915 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01851-1416
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TMF
Legal Block	4085
Legal Lot Number	915
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1008
Census Tract	311200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 922, ANDOVER, MA 01810-0016
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY TRUST COMPANY
Sep 19, 2018	Quit Claim Deed, Transfer · Conventional with PMI ON BK & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Book / Page	32421 / 45
Transfer Doc	32421-45
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	915 MIDDLESEX ST, LOWELL, MA 01851-1416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33337-196
Date	Sep 11, 2019
Book Page	33337/196
Instrument	38847

Lender

Name	EQUITY TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	25 Months
Due	Oct 1, 2021

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 19, 2018
Property Address	915 MIDDLESEX ST, LOWELL, MA 01851-1416
Document Number	32421-45
Book / Page	032421 / 000045
Instrument Date	Aug 14, 2018
Instrument	41152
Transaction Type	Transfer
Record Updated	Oct 24, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.40
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	374 RIVER RD ANDOVER MA 018104214, ANDOVER, MA 01810-4214

Mortgage

Document Number	32421-48
Date	Sep 19, 2018
Book Page	032421/000048
Instrument	41154

Lender

Name	ON BK & TR CO

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,030.00 (+15.7%)	$795,600 (+17.02%) Land $132,100 Building $663,500
2025	$7,805.00 (+0.61%)	$679,900 (+4.38%) Land $116,500 Building $563,400
2024	$7,758.00 (-1.97%)	$651,400 (+2.23%) Land $108,900 Building $542,500
2023	$7,914.00	$637,200 Land $94,700 Building $542,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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