Hamilton County property record for 915 McKelvey Rd, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,045 sqft · built 1915 |
| Lot Size | 0.521 acres (22,695 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $4,304 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0230-0020-00 |
| Primary APN | 590-0230-0020-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,045 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| 2nd Floor Area | 815 sqft |
| Upper Floors Area | 815 sqft |
| Basement Area | 546 sqft |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,695 sqft (0.521 acres) |
| Lot Dimensions | 250 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 310 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 915 MCKELVEY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTON RD 90 X 250 IRR R1- T3- S21 NE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 22101 |
The current owner of 915 McKelvey Rd acquired it in August 2003.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 915 MCKELVEY RD, CINCINNATI, OH 45231-2535 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Sep 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Feb 12, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 19, 2003 |
| Transfer Doc | 0093691052 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 915 MCKELVEY RD, CINCINNATI, OH 45231-2535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000009501 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 14591/1650 |
| Instrument | 2022-0009501 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 915 MCKELVEY RD, CINCINNATI, OH 45231-2535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000081835 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 17-0081835 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 915 MCKELVEY RD, CINCINNATI, OH 45231-2535 |
| Document Number | 0000022972 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 915 MCKELVEY RD CINCINNATI OH 452312535, CINCINNATI, OH 45231-2535 |
| Document Number | 0000022972 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 014120/001088 |
| Instrument | 22972 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 915 McKelvey Rd was $4,304, up 4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,304.00 (+3.99%) | $63,112 (+%) Land $13,247 Building $49,865 | |
| 2024 | $4,139.00 (+4.2%) | $63,111 (-) Land $13,247 Building $49,864 | |
| 2023 | $3,972.00 (+38.74%) | $63,111 (+85.7%) Land $13,247 Building $49,864 | $180,320 Land $37,850 Building $142,470 |
| 2022 | $2,863.00 Homeowner's exemption | $33,985 Land $10,528 Building $23,457 | |
| 2020 | $97,100 Land $30,080 Building $67,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 915 McKelvey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 915 McKelvey Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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