915 Lamar Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 915 Lamar Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,740 sqft · built 1975
Lot Size	3.57 acres (155,509 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Nov 2002)
Tax Bill	$1,766 (2023)
Deeds & Mortgages	Nov 2018 Loan Modification Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5536 48 7296`

Property Details

APN / Parcel Number

Primary APN	`5536 48 7296`
Alternative APNs	`01020 0044.000000` `110375` `179486`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	155,509 sqft (3.57 acres)
Lot Dimensions	422 ft deep x 200 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	179486
Street Address	915 LAMAR RD
City	CONCORD
State	NC
Zip	28025-9149
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	NORTH SIDE LAMAR RD
Legal Subdivision	FLOWE FARM
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	1
Census Block	1086
Census Tract	41503

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	915 LAMAR RD, CONCORD, NC 28025-9149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2018	Loan Modification, Mortgage · Conventional Mortgage HOUSING FIN AGCY
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2002 · Amount on Record
Deed Sale	Nov 15, 2002 · Amount on Record
Prior Sale	Jun 27, 1995 · Amount on Record
Deed Book / Page	4141 / 23
Last Transfer Date	Jul 25, 2025
Transfer Doc	0017544233
Record Updated	Oct 29, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	915 LAMAR RD, CONCORD, NC 28025-9149
Document Number	1329225
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 LAMAR RD CONCORD NC 280259149, CONCORD, NC 28025-9149

Mortgage

Document Number	1329225
Date	Dec 7, 2018
Book Page	013292/000025
Instrument	30308

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	915 LAMAR RD, CONCORD, NC 28025-9149
Document Number	1265979
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 LAMAR RD CONCORD NC 280259149, CONCORD, NC 28025-9149

Mortgage

Document Number	1265979
Date	Sep 1, 2017
Book Page	012659/000079
Instrument	22821

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	RALEIGH, NC 27611-8066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	915 LAMAR RD, CONCORD, NC 28025-9149
Document Number	12394242
Book / Page	012394 / 000242
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 LAMAR RD CONCORD NC 280259149, CONCORD, NC 28025-9149

Mortgage

Document Number	12394242
Date	Mar 13, 2017
Book Page	012394/000242
Instrument	6153

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,100 (-) Land $108,230 Building $232,870
2025		$341,100 (+62.29%) Land $108,230 Building $232,870
2024			$341,100 (+62.29%) Land $108,230 Building $232,870
2023	$1,766.00	$210,180 Land $63,950 Building $146,230	$210,180 Land $63,950 Building $146,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2008–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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