915 Hoback St, Erwin, TN 37650 Property Records

Unicoi County property record for 915 Hoback St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,136 sqft · built 1910
Lot Size	0.176 acres (7,655 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Oct 2022)
Tax Bill	$803 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`031K-A-002.00`

Property Details

APN / Parcel Number

Primary APN	`031K-A-002.00`
Alternative APNs	`086031K A 00200` `000008340`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	128 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,655 sqft (0.176 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	915 HOBACK ST
City	ERWIN
State	TN
Zip	37650-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PB 1 PG 8 BLK F LOT 3 50MX150
Legal Subdivision	LOVE SPRINGS
Legal Block	F
Legal Lot Number	3
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1034
Census Tract	80200

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	915 HOBACK ST, ERWIN, TN 37650-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 31, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	20222128
Deed Book / Page	464 / 76
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 3, 2022
Property Address	915 HOBACK ST, ERWIN, TN 37650-2044
Document Number	0000046476
Book / Page	464 / 76
Map Reference	MB 36 PG 420
Instrument Date	Sep 30, 2022
Instrument	22002128
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 HOBACK ST, ERWIN, TN 37650-2044

Mortgage

Document Number	0022002129
Date	Oct 3, 2022
Instrument	22002129

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 31, 2018
Property Address	915 HOBACK ST, ERWIN, TN 37650-2044
Document Number	415894
Book / Page	000415 / 000894
Instrument Date	Aug 27, 2018
Instrument	1629
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$203.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	915 HOBACK ST ERWIN TN 376502044, ERWIN, TN 37650-2044

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,750 (-) Land $3,125 Building $27,625	$123,000 (-) Land $12,500 Building $110,500
2024	$803.00
2023		$30,750 Land $3,125 Building $27,625
2022			$123,000 Land $12,500 Building $110,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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