915 Givens Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 915 Givens Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 576 sqft · built 2017
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Mar 2023)
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171H H 009.01`

Property Details

APN / Parcel Number

Primary APN	`171H H 009.01`
Alternative APN	`0000118066`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	576 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	63,598 sqft (1.46 acres)
Lot Dimensions	528 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000118066
Old Parcel Number	171H H 00901
Street Address	915 GIVENS RD
City	CHATTANOOGA
State	TN
Zip	37421-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 VERAS PLACE GARDENS PB50 PG33
Legal Subdivision	VERAS PLACE GARDENS
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3008
Census Tract	11326

Owner

915 Givens Rd is owned and occupied by an individual who bought it in March 2023.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	915 GIVENS RD, CHATTANOOGA, TN 37421-4315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Prior Sale	May 14, 2013
Deed Document Number	0013238115
Deed Book / Page	13238 / 115
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 16, 2023
Property Address	915 GIVENS RD, CHATTANOOGA, TN 37421-4315
Document Number	0000000127
Book / Page	13238 / 115
Map Reference	MB 50 PG 33
Instrument Date	Mar 6, 2023
Instrument	2023031600127
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 GIVENS RD, CHATTANOOGA, TN 37421-4315

Mortgage

Document Number	0132380118
Date	Mar 16, 2023
Instrument	13238-0118

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 915 Givens Rd was $1,054, up 22.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00 (+22.13%)	$69,550 (+80.3%)	$278,200 (+80.3%) Land $112,000 Building $166,200
2024	$863.00	$38,575 (-)	$154,300 (-) Land $56,000 Building $98,300
2023	$863.00	$38,575 (-)	$154,300 (-) Land $56,000 Building $98,300
2022	$863.00	$38,575	$154,300 Land $56,000 Building $98,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 915 Givens Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 Givens Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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