Sacramento County property record for 915 Gerling Ct, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,790 sqft · built 2001 |
| Lot Size | 0.317 acres (13,815 sqft) |
| Owner | Company Name on Record |
| Last Sale | $825,000 (May 2022) |
| Tax Bill | $10,172 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2023 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0830-026-0000 |
| Primary APN | 148-0830-026-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,790 sqft Living Area |
| 1st Floor Area | 1,447 sqft |
| 2nd Floor Area | 1,343 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 13,815 sqft (0.317 acres) |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 27,917 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 915 GERLING CT |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | TWIN CITIES ESTATES 02B, LOT 195 |
| Legal Subdivision | TWIN CITIES ESTATES 02B |
| Legal Lot Number | 195 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 9409 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 11, 2023 | Intrafamily Transfer, Transfer |
| May 18, 2022 | Grant Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 30, 2020 | Grant Deed, Transfer · FHA Mortgage GUILD MTG |
| Mar 23, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Mar 23, 2020 | Quit Claim Deed, Transfer AMROCK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2020 · Amount on Record |
| Deed Book / Page | 20220518 / 852 |
| Last Transfer Date | Jun 27, 2023 |
| Transfer Doc | 2023000402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001455 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021110901455 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 11, 2023 |
| Property Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Document Number | 0000000402 |
| Map Reference | MB 262 PG 9 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 202307110402 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 18, 2022 |
| Property Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Document Number | 0000000852 |
| Map Reference | MB 262 PG 9 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022051800852 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2022 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Document Number | 0000000853 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022051800853 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Number | 0000000854 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022051800854 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Document Number | 2021110901455 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021110901455 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 30, 2020 |
| Property Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Document Number | 2006301449 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2006301449 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $622.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 GERLING CT GALT CA 956323531, GALT, CA 95632-3531 |
| Document Number | 2006301450 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2006301450 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 23, 2020 |
| Property Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Document Number | 2003230396 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2003230396 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 GERLING CT GALT CA 956323531, GALT, CA 95632-3531 |
| Document Number | 2003230397 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2003230397 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 23, 2020 |
| Property Address | 915 GERLING CT, GALT, CA 95632-3531 |
| Document Number | 2003230398 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2003230398 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 915 GERLING CT GALT CA 956323531, GALT, CA 95632-3531 |
| Investor | Possibly a Property Investor |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $893,005 (+2%) Land $156,952 Building $736,053 | |
| 2025 | $10,172.00 (+4.44%) | $875,496 (+4.04%) Land $153,875 Building $721,621 |
| 2024 | $9,740.00 (+1.69%) | |
| 2023 | $9,578.00 (+46.86%) | $841,500 (+44.52%) Land $147,900 Building $693,600 |
| 2022 | $6,522.00 | $582,269 Land $97,903 Building $484,366 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks.
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