915 Gerald St, Flushing, MI 48433 Property Records

Genesee County property record for 915 Gerald St, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,126 sqft · built 1950
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Dec 2023)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-26-582-041`

Property Details

APN / Parcel Number

Primary APN	`55-26-582-041`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,126 sqft Living Area
1st Floor Area	1,652 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Foundation Type	Raised
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	99 ft deep x 132 ft wide
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	915 GERALD ST
City	FLUSHING
State	MI
Zip	48433-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	LOT 49 AND S 1/2 OF LOT 50 SCHROEDER PLAT SEC 26 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	26
Legal Subdivision	SCHROEDER PLAT
Legal Lot Number	49-50
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	3
Census Block	3011
Census Tract	10603

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	915 GERALD ST, FLUSHING, MI 48433-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
Jun 25, 2020	Warranty Deed, Transfer · VA Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	202364069
Prior Transfer Date	Nov 13, 2010
Prior Transfer Doc	0000079946
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 28, 2023
Property Address	915 GERALD ST, FLUSHING, MI 48433-1741
Document Number	0000064069
Map Reference	LB 13 PG 55
Instrument Date	Dec 18, 2023
Instrument	202312280064069
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 GERALD ST, FLUSHING, MI 48433-1741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 WILBER AVE, FLUSHING, MI 48433-2353

Mortgage

Document Number	0000000425
Date	Jan 4, 2024
Instrument	202401040000425

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 25, 2020
Property Address	915 GERALD ST, FLUSHING, MI 48433-1741
Document Number	0000041789
Instrument Date	Jun 22, 2020
Instrument	41789
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	CHESCO TITLE COMPANY, CHESCO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3161 CHURCHHILL LN #3 SAGINAW MI 486034316, 3, SAGINAW, MI 48603-4316

Mortgage

Document Number	41790
Date	Jun 25, 2020
Instrument	41790

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,500 (+4.13%)	$217,000 (+4.13%)
2025	$4,622.00 (+2.78%) Homeowner's exemption	$104,200 (+20.6%)	$208,400 (+20.6%)
2024	$4,497.00 (+25.97%)
2023		$86,400	$172,800
2021	$3,570.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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