915 Forest Dr, Elgin, IL 60123 Property Records

Kane County property record for 915 Forest Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 1963
Lot Size	0.641 acres (27,902 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2016)
Tax Bill	$9,123 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-301-014`

Property Details

APN / Parcel Number

Primary APN	`06-02-301-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	27,902 sqft (0.641 acres)
Lot Width	84 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	915 FOREST DR
City	ELGIN
State	IL
Zip	60123-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 3RD ADDN LOT 85
Legal Subdivision	CENTURY OAKS 3RD ADDN
Legal Block	1
Legal Lot Number	85
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851000

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	915 FOREST DR, ELGIN, IL 60123-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2016 · Amount on Record
Deed Sale	Apr 13, 2016 · Amount on Record
Prior Sale	Feb 14, 2007 · Amount on Record
Deed Document Number	201617299
Prior Transfer Date	May 19, 1999
Prior Transfer Doc	0000054237
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	915 FOREST DR, ELGIN, IL 60123-1327
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086308
Date	Nov 17, 2021
Instrument	2021K086308

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	915 FOREST DR, ELGIN, IL 60123-1327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMEIR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027765
Date	May 29, 2020
Instrument	2020K027765

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,123.00 (+15.88%) Homeowner's exemption
2024		$117,514 (+21.39%) Land $29,041 Building $88,473	$352,683 (+21.44%) Land $87,158 Building $265,525
2022	$7,873.00 (+4.43%) Homeowner's exemption	$96,804 (+6.96%) Land $23,923 Building $72,881	$290,412 (+6.96%) Land $71,769 Building $218,643
2021	$7,539.00 Homeowner's exemption	$90,505 Land $22,366 Building $68,139	$271,515 Land $67,098 Building $204,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Opiquad.

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