Monroe County property record for 915 Forbes Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,121 sqft · built 2009 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (May 2020) |
| Tax Bill | $6,157 (2025) |
| Deeds & Mortgages | May 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-17-381-078-000 |
| Primary APN | 08-17-381-078-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,121 sqft Building Perimeter |
| 1st Floor Area | 1,121 sqft |
| Basement Area | 1,121 sqft |
| Unfinished Basement | 1,121 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Mixed |
| Garage Area | 315 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 697 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 427 sqft |
| Deck Area | 346 sqft |
| Patio Area | 113 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 915 FORBS DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-0140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 78 QUAIL RIDGE PHASE III |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | QUAIL RIDGE |
| Legal Lot Number | 78 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 600401 |
915 Forbes Dr is owned and occupied by two individuals who bought it in May 2020.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 FORBS DR, WATERLOO, IL 62298-0140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on File |
| Deed Sale | May 6, 2020 · Amount on File |
| Deed Document Number | 2020407782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 6, 2020 |
| Property Address | 915 FORBES DR, WATERLOO, IL 62298-3173 |
| Document Number | 0000407782 |
| Instrument Date | May 1, 2020 |
| Instrument | 407782 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 915 FORBES DR, WATERLOO, IL 62298-3173 |
| Document Number | 0000407783 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 407783 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 915 Forbes Dr was $6,157, up 8.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,157.00 (+8.4%) Homeowner's exemption | $106,670 Land $16,590 Building $90,080 | $320,010 Land $49,770 Building $270,240 |
| 2024 | $5,680.00 | ||
| 2022 | Additional exemption filed | $84,720 Land $15,280 Building $69,440 | $254,160 Land $45,840 Building $208,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 915 Forbes Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 915 Forbes Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures