915 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 915 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,345 sqft · built 1951
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,500 (Feb 2026)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-032-033`

Property Details

APN / Parcel Number

Primary APN	`03-16-032-033`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,345 sqft Base Area
1st Floor Area	1,345 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	915 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 J SLIFER SUB 2459/156 435/81
Legal Subdivision	J SLIFER SUBDIVISION
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2027
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	607 W JEFFERSON AVE, EFFINGHAM, IL 62401-2362
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Deed Document Number	2026740
Prior Transfer Date	Nov 20, 2008
Prior Transfer Doc	2459/156
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 27, 2026
Property Address	915 E JEFFERSON AVE, EFFINGHAM, IL 62401-3505
Document Number	202626000740
Instrument Date	Feb 25, 2026
Instrument	202626000740
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 E WASHINGTON AVE, EFFINGHAM, IL 62401-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	915 E JEFFERSON AVE, EFFINGHAM, IL 62401-3505

Mortgage

Document Number	202626000741
Date	Feb 27, 2026
Instrument	202626000741

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2041

Interest

Rate Type	Fixed Rate
Rate	6.72%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,993.00 (+906.57%) Homeowner's exemption Senior Citizen's exemption	$35,340 (-16.51%) Land $8,060 Building $27,280	$106,020 (-16.51%) Land $24,180 Building $81,840
2024	$198.00 (-7.48%) Homeowner's exemption Senior Citizen's exemption	$42,330 (+19.92%) Land $7,330 Building $35,000	$126,990 (+19.92%) Land $21,990 Building $105,000
2022	$214.00 Homeowner's exemption Senior Citizen's exemption	$35,300 Land $6,110 Building $29,190	$105,900 Land $18,330 Building $87,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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