915 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 915 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,889 sqft · built 1940
Lot Size	0.15 acres (6,540 sqft)
Owner	Individual on Record
Last Sale	$136,000 (Jan 2019)
Tax Bill	$85 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-0080-00370`

Property Details

APN / Parcel Number

Primary APN	`140-0080-00370`
Alternative APN	`1065293`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,889 sqft Gross Area
1st Floor Area	1,303 sqft
Basement Area	430 sqft
Finished Basement	430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,540 sqft (0.15 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1065293
Street Address	915 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 AND 8 SERIAL #
Legal Subdivision	EASTERN ADDITION
Legal Block	4
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	1
Census Block	1020
Census Tract	12300

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	915 E HOWARD ST, HIBBING, MN 55746-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jan 22, 2019	Warranty Deed, Transfer · Conventional with PMI US BK
Mar 22, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Prior Sale	Jul 24, 2006 · Amount on Record
Deed Document Number	20191007132
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	915 E HOWARD ST, HIBBING, MN 55746-1721
Transaction Type	Mortgage
Record Updated	Dec 8, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E HOWARD ST, HIBBING, MN 55746-1721

Mortgage

Document Number	0001074157
Date	Nov 6, 2023
Instrument	1074157

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 22, 2019
Property Address	915 E HOWARD ST, HIBBING, MN 55746-1721
Document Number	00T1007132
Instrument Date	Jan 10, 2019
Instrument	T1007132
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.80
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E HOWARD ST HIBBING MN 557461721, HIBBING, MN 55746-1721

Mortgage

Document Number	1007133
Date	Jan 22, 2019
Instrument	1007133

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 22, 2017
Property Address	915 E HOWARD ST, HIBBING, MN 55746-1721
Document Number	000T983206
Instrument Date	Mar 10, 2017
Instrument	T983206
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	915 E HOWARD ST HIBBING MN 557461721, HIBBING, MN 55746-1721

Mortgage

Document Number	T983207
Date	Mar 22, 2017
Instrument	T983207

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$85.00 (-78.86%) Homeowner's exemption	$207,800 (+5%) Land $13,900 Building $193,900	$207,800 (+5%) Land $13,900 Building $193,900
2024	$402.00	$197,900 (+16.27%) Land $13,900 Building $184,000	$197,900 (+16.27%) Land $13,900 Building $184,000
2022		$170,200 Land $12,400 Building $157,800	$170,200 Land $12,400 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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