915 E Hart Ave, Opp, AL 36467 Property Records

Covington County property record for 915 E Hart Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1967
Lot Size	0.906 acres (39,480 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Apr 2019)
Tax Bill	$423 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-27-3-001-028.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-27-3-001-028.000`
Alternative APNs	`11082730010280000` `1108273001028000` `23376760`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,480 sqft (0.906 acres)
Lot Dimensions	210 ft deep x 188 ft wide
Porch	Slab
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23376760
Street Address	915 E HART AVE
City	OPP
State	AL
Zip	36467-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2019/6218 4/19/19 LOT 3 BLK C BENTON SELLARS ACRES BK 4 PG 62 SW4 OF SEC 27 T4N R18E ALSO, E2 OF LOT 4
Legal Range	18E
Legal Township	04N
Legal Section	27
Legal Subdivision	BENTON-SELLARS ACRES
Legal Block	C
Legal Lot Number	3-4
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4013
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	915 E HART AVE, OPP, AL 36467-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 19, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Book / Page	2019 / 6218
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	915 E HART AVE, OPP, AL 36467-2403
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E HART AVE, OPP, AL 36467-2403

Mortgage

Document Number	2023/14979
Date	Aug 30, 2023
Book Page	2023/14979

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Apr 19, 2019
Property Address	915 E HART AVE, OPP, AL 36467-2403
Document Number	2019/06218
Book / Page	2019 / 06218
Map Reference	MB 4 PG 62
Instrument Date	Apr 19, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17241 HORN HILL RD, 17241, OPP, AL 36467-5006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E HART AVE, OPP, AL 36467-2403

Mortgage

Document Number	0201906220
Date	Apr 19, 2019
Instrument	2019/06220

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$423.00 (+7.91%) Homeowner's exemption	$25,224 (+123.62%) Land $1,820 Building $23,404	$126,120 (+12.09%) Land $9,100 Building $117,020
2024	$392.00 (+18.43%) Homeowner's exemption	$11,280 (+16.26%) Land $920 Building $10,360	$112,520 (+15.98%) Land $9,100 Building $103,420
2023	$331.00 (+6.09%) Homeowner's exemption	$9,702 (+5.3%) Land $800 Building $8,902	$97,020 (+5.3%) Land $8,000 Building $89,020
2022	$312.00 Homeowner's exemption	$9,214 Land $740 Building $8,474	$92,140 Land $7,400 Building $84,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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