915 Cumberland Head Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 915 Cumberland Head Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,730 sqft · built 2013
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jan 2022)
Tax Bill	$11,707 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`094200 209.1-2-6.2`

Property Details

APN / Parcel Number

Primary APN	`094200 209.1-2-6.2`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
Gross Area	3,055 sqft
1st Floor Area	1,530 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	74,052 sqft (1.7 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	350 sqft
Porch	Slab
Porch Area	480 sqft
Canopy	480 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	915 CUMBERLAND HEAD RD
City	PLATTSBURGH
State	NY
Zip	12901-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	2
Legal Lot Number	6.002
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	4
Census Block	4024
Census Tract	100800

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-7007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GLEN FALLS NATIONAL BANK & TRUST CO
Sep 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	202220220-00322098
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 19, 2022
Property Address	915 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-7007
Document Number	0000322098
Instrument Date	Dec 18, 2021
Instrument	20220-00322098
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 SOUTH ST, SELKIRK, NY 12158-1928

Mortgage

Document Number	22000322099
Date	Jan 19, 2022
Instrument	220-00322099

Lender

Name	GLEN FALLS NATIONAL BANK & TRUST CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Sep 10, 2019
Property Address	915 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-7007
Document Number	0000303108
Instrument Date	Jul 29, 2019
Instrument	303108
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 CUMBERLAND HEAD RD PLATTSBURGH NY 129017007, PLATTSBURGH, NY 12901-7007

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,707.00 (+241.41%)
2025	$3,429.00	$525,000 (+64.06%) Land $147,500 Building $377,500	$555,100 (+47.44%) Land $155,957 Building $399,143
2023		$320,000 Land $121,300 Building $198,700	$376,500 Land $142,717 Building $233,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1978–2014)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Jun 2014
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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