915 Cornish Ln, Key West, FL 33040 Property Records

Monroe County property record for 915 Cornish Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,009 sqft · built 1918
Lot Size	0.063 acres (2,770 sqft)
Owner	Company Name on Record
Last Sale	$1,575,000 (Feb 2024)
Tax Bill	$11,104 (2024)
Deeds & Mortgages	Feb 2024 Sale Nov 2021 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`00007650-000000`

Property Details

APN / Parcel Number

Primary APN	`00007650-000000`
Alternative APNs	`01010100007650000000` `1007927`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,009 sqft Living Area
1st Floor Area	1,009 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2015
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,770 sqft (0.063 acres)
Lot Dimensions	44 ft deep x 53 ft wide

Exterior Amenities

Pool Area	98 sqft
Porch	Open Porch
Porch Area	187 sqft
Patio Area	447 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1007927
Old Parcel Number	01010100007650000000
Street Address	915 CORNISH LN
City	KEY WEST
State	FL
Zip	33040-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PT LOT 1 SQR 46 OR165-450 OR1064-302 OR1066-331 OR1078-1845 OR1090-169 OR1101-1000 OR1243-2421 OR1664-1342 OR1664-1344
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 46
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3000
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	915 CORNISH LN, KEY WEST, FL 33040-7117
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Warranty Deed, Transfer
Nov 29, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 13, 2019	Warranty Deed, Transfer BANK OF AMERICA
Jan 17, 2018	Warranty Deed, Transfer NATIONAL BK/INDIANAPOLIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on Record
Deed Sale	Feb 7, 2024 · Amount on Record
Prior Sale	Nov 29, 2021
Deed Document Number	2450433
Deed Book / Page	3261 / 1756
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 7, 2024
Property Address	915 CORNISH LN, KEY WEST, FL 33040-7117
Document Number	0032611756
Book / Page	3261 / 1756
Instrument Date	Feb 6, 2024
Instrument	2450433
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount Recorded
Tax	$11,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 HANCOCK CREEK SOUTH BLVD, CAPE CORAL, FL 33909-7415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 HANCOCK CREEK SOUTH BLVD, CAPE CORAL, FL 33909-7415

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 29, 2021
Property Address	915 CORNISH LN, KEY WEST, FL 33040-7117
Document Number	0031400291
Book / Page	3140 / 291
Instrument Date	Nov 24, 2021
Instrument	2350502
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4707 N DOVER ST, 4707, CHICAGO, IL 60640-4623

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	500 FLEMING ST, KEY WEST, FL 33040-6882

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 13, 2019
Property Address	915 CORNISH LN, KEY WEST, FL 33040-7117
Document Number	0029631859
Book / Page	002963 / 001859
Instrument Date	May 7, 2019
Instrument	2219587
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,790.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4707 N DOVER ST CHICAGO IL 606404623, CHICAGO, IL 60640-4623

Mortgage

Document Number	29631861
Date	May 13, 2019
Book Page	002963/001861
Instrument	2219588

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 17, 2018
Property Address	915 CORNISH LN, KEY WEST, FL 33040-7117
Document Number	0028871279
Book / Page	002887 / 001279
Instrument Date	Dec 21, 2017
Instrument	2151332
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10046 N HAMPTON COVE LN INDIANAPOLIS IN 462367941, INDIANAPOLIS, IN 46236-7941

Mortgage

Document Number	28871282
Date	Jan 17, 2018
Book Page	002887/001282
Instrument	2151333

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Mortgage

Document Number	28871294,
Date	Jan 17, 2018
Book Page	002887/001294
Instrument	2151334

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,364,037 (+0.98%) Land $1,158,414 Building $205,623	$1,364,037 (+0.98%) Land $1,158,414 Building $205,623
2024	$11,104.00 (+9.62%)
2023	$10,130.00 (+14.94%)	$1,350,865 (+21.08%) Land $988,184 Building $362,681	$1,350,865 (+21.08%) Land $988,184 Building $362,681
2022	$8,813.00	$1,115,666 Land $748,731 Building $366,935	$1,115,666 Land $748,731 Building $366,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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