915 Christopher Cir, Ada, OH 45810 Property Records

Hardin County property record for 915 Christopher Cir, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1976
Lot Size	0.305 acres (13,300 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jan 2018)
Tax Bill	$2,127 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-240070.0000`

Property Details

APN / Parcel Number

Primary APN	`25-240070.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,300 sqft (0.305 acres)
Lot Dimensions	140 ft deep x 95 ft wide
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	915 CHRISTOPHER CIR
City	ADA
State	OH
Zip	45810-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD HTS SUB DIV LOT 28
Legal Subdivision	WESTWOOD HTS
Legal Lot Number	28
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2019
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	915 CHRISTOPHER CIR, ADA, OH 45810-1659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 23, 2018	Warranty Deed, Transfer · Conventional Mortgage
Jan 23, 2018	Warranty Deed, Transfer · Conventional Mortgage KTL PERFORMANCE MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Prior Sale	Jan 18, 2013 · Amount on Record
Deed Document Number	2018196
Deed Book / Page	548 / 5526
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	915 CHRISTOPHER CIR, ADA, OH 45810-1659
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 CHRISTOPHER CIR, ADA, OH 45810-1659

Mortgage

Document Number	00569/1461
Date	Oct 17, 2023
Book Page	569/1461
Instrument	2023002838

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 23, 2018
Property Address	915 CHRISTOPHER CIR, ADA, OH 45810-1659
Document Number	548/5526
Book / Page	548 / 5526
Instrument Date	Jan 22, 2018
Instrument	201800000196
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 CHRISTOPHER CIR, ADA, OH 45810-1659

Mortgage

Document Number	, 201800000197
Date	Jan 23, 2018
Instrument	201800000197

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 23, 2018
Property Address	915 CHRISTOPHER CIR, ADA, OH 45810-1659
Document Number	00548/5526
Book / Page	548 / 5526
Instrument Date	Jan 22, 2018
Instrument	201800000196
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 CHRISTOPHER CIR, ADA, OH 45810-1659

Mortgage

Document Number	201800000197
Date	Jan 23, 2018
Instrument	201800000197

Lender

Name	KTL PERFORMANCE MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,127.00 (+0.66%)	$46,300 (-) Land $7,020 Building $39,280
2024	$2,113.00 Homeowner's exemption	$46,300 (-) Land $7,020 Building $39,280
2023	$2,113.00 (+5.44%) Homeowner's exemption	$46,300 (+23.3%) Land $7,020 Building $39,280	$132,290 (+23.31%) Land $20,060 Building $112,230
2022	$2,004.00 Homeowner's exemption	$37,550 Land $6,700 Building $30,850
2020			$107,280 Land $19,140 Building $88,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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