Sacramento County property record for 915 Carter St, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,231 sqft · built 1999 |
| Lot Size | 0.155 acres (6,749 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $323,000 (Jan 2012) |
| Tax Bill | $4,611 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1690-043-0000 |
| Primary APN | 072-1690-043-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,231 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| 2nd Floor Area | 926 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,749 sqft (0.155 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 915 CARTER ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP-SF (6,5 |
| Legal Description | WILLOW SPRINGS 05, LOT 46 |
| Legal Subdivision | WILLOW SPRINGS 05 |
| Legal Lot Number | 46 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 8508 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 915 CARTER ST, FOLSOM, CA 95630-9569 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FIN'L |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2012 · Amount on Record |
| Deed Sale | Jan 19, 2012 · Amount on Record |
| Prior Sale | May 23, 2011 · Amount on Record |
| Deed Book / Page | 20120119 / 363 |
| Prior Transfer Date | Jan 12, 2012 |
| Prior Transfer Doc | 0000000362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 915 CARTER ST, FOLSOM, CA 95630-9569 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 915 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 0000001727 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 202107061727 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 915 CARTER ST, FOLSOM, CA 95630-9569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 915 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 7060000001727 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 20210706/1727 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 915 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 2010281354 |
| Instrument Date | Oct 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 915 CARTER ST FOLSOM CA 956309569, FOLSOM, CA 95630-9569 |
| Document Number | 2010281354 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2010281354 |
| Name | VICTORIA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN GABRIEL, CA 91776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 27, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 915 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 2003230611 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 915 CARTER ST FOLSOM CA 956309569, FOLSOM, CA 95630-9569 |
| Document Number | 2003230611 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2003230611 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 22, 2035 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $415,462 (+2%) Land $128,110 Building $287,352 | |
| 2025 | $4,611.00 (+2.17%) | $407,317 (+4.04%) Land $125,599 Building $281,718 |
| 2024 | $4,513.00 (-6.19%) | |
| 2023 | $4,811.00 (+1.33%) Homeowner's exemption | $391,503 Land $120,723 Building $270,780 |
| 2022 | $4,748.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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